Credit union · NCUA insured
Notre Dame Federal Credit Union Savings Rates
Notre Dame Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 15, 2026.
How Notre Dame Federal Credit Union’s savings rates compare
Compared with banks and credit unions near South Bend, IN-MI, where Notre Dame Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Notre Dame Federal Credit Union
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Notre Dame Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Notre Dame Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Represents credit union membership and personal ownership. No monthly maintenance fee when maintaining a $400 balance or having at least one other Notre Dame FCU loan or deposit account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $400 and upMinimum balance to earn APY is $400. Open account with a $5 deposit. No monthly maintenance fee with a $400 balance or at least one other Notre Dame FCU loan or deposit account.$400 and up | 0.05% | $5 | Minimum balance to earn APY is $400. Open account with a $5 deposit. No monthly maintenance fee with a $400 balance or at least one other Notre Dame FCU loan or deposit account. |
Special-purpose accounts
Health Savings Account
2.00%APY
Works with a High-Deductible Health Plan (HDHP). Triple-tax advantage savings account for qualified medical expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $400 and upMinimum balance to earn APY is $400.$400 and up | 2.00% | $200 | Minimum balance to earn APY is $400. |
Coverdell Savings
0.05%APY
Also referred to as Education Savings Account, Coverdell accounts, or ESA. For educational expenses (tuition, books, room and board, uniforms). Contribution limit of $2,000 per year per child.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $400 – $14,999 | 0.05% | $5 |
| $15,000 and up | 0.10% | — |
Sources (3)
All captured Oct 5, 2026
Traditional/Roth IRA Savings
0.05%APY
Available as Traditional IRA or Roth IRA wrappers for retirement savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $400 – $14,999 | 0.05% | $5 |
| $15,000 and up | 0.10% | — |
Christmas Club
0.05%APY
No monthly fee. No penalty for early withdrawal. Automatic transfer of funds on the first business day in November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $400 and upMinimum balance to earn APY is $400.$400 and up | 0.05% | $5 | Minimum balance to earn APY is $400. |
Who can join Notre Dame Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.