Credit union · NCUA insured
Notre Dame Federal Credit Union
A $1.3B credit union, the 375th largest of 4,329, headquartered in Notre Dame, IN, with 67,077 members and 15 branches in 4 states. Best rates: CDs 4.25% and savings 0.05% APY.
Notre Dame Federal Credit Union Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#10 of 22 in South Bend, IN-MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Notre Dame Federal Credit Union
Founded in May 1941, Notre Dame Federal Credit Union is a not-for-profit cooperative owned by its members.
It is the first credit union in Indiana to earn the national Juntos Avanzamos distinction for serving Hispanic and immigrant consumers.
- Headquarters
- 1828 Moreau Dr, Notre Dame, IN 46556
- NCUA charter
- 24034
Branches
15 branches in 4 states
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Indiana
10 branches
South Bend area · 8
- Main/MoreauMain office1828 Moreau Dr, Notre Dame, IN 46556Directions
- Granger Branch14535 State Road 23, Granger, IN 46530Directions
- Edison Lakes branch111 W Edison Rd, Mishawaka, IN 46545Directions
- St. Mary'sSt. Marys College, 109 Lourdes Hall, Notre Dame, IN 46556Directions
- Dowtown Branch210 S Michigan St, South Bend, IN 46601Directions
- Ireland Road Branch2102 E Ireland Rd, South Bend, IN 46614Directions
- Portage Branch3457 Portage Rd, South Bend, IN 46628Directions
- Western branch525 South Mayflower Road, South Bend, IN 46619Directions
Elkhart area · 1
- Elkhart Branch101 S Main St, Elkhart, IN 46516Directions
Chicago area · 1
- Whiting Branch1200 119th St, Ste 100, Whiting, IN 46394Directions
Arizona
2 branches
Phoenix area · 1
- Phoenix Office4645 N 32nd St Ste 100A, Phoenix, AZ 85018Directions
Tucson area · 1
- Tucson Office3561 E SUNRISE DR Ste 125, Tucson, AZ 85718Directions
Minnesota
2 branches
St. Cloud area · 1
- Saint Cloud Branch120 10th Ave N, St. Cloud, MN 56303Directions
Minneapolis area · 1
- Saint Paul Branch3499 Lexington Ave N, St. Paul, MN 55126Directions
Michigan
1 branch
- Lansing Branch500 E Michigan Ave, Ste 120, Lansing, MI 48912Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.00% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.79% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalNet worth ratio11.00%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.79%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Notre Dame Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.