Blaze Credit Union Savings & Money Market Rates

How Blaze Credit Union’s savings rates compare

Compared with banks and credit unions near Minneapolis, MN-WI, where Blaze Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Blaze Credit Union
1.05%APY
Minimum
$2,500
Earns on $10,000 a year
$105
Money Market
Top rate
VisionBank
3.76%APY
Minimum
$1,000
Earns on $10,000 a year
$376
VisionBank rates
2nd-highest rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates

Compare savings rates near you →

Savings score

Higher than 68% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0001.05%
$100,000 balance$100,0001.65%
QualifiedQualified1.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Blaze Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market

1.05%APY$2,500 to open

Tiered dividends paid monthly. Minimum balance of $2,500 required to open and to avoid monthly minimum balance fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $0.01; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	1.05%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $0.01; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$10,000 – $20,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $10,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	1.05%	$105	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $10,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$20,000 – $50,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $20,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	1.05%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $20,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$50,000 – $100,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $50,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	1.05%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $50,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$100,000 – $250,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $100,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	1.65%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $100,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$250,000 – $500,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $250,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	2.05%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $250,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$500,000 – $1,000,000Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $500,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	2.80%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $500,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.
$1,000,000 and upMinimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $1,000,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.	3.30%	—	Minimum opening deposit of $2,500 required; $2,500 minimum daily balance to avoid monthly fee; minimum balance to earn stated APY is $1,000,000.00; receive 2 free withdrawals per monthly statement cycle at non-proprietary ATMs.

Sources (3)

All captured Oct 5, 2026

Savings (Share and Secondary)

0.10%APY$10 to open

Dividends compounded and credited quarterly. $10.00 minimum balance required to maintain membership (Share Savings only). Daily balance method applies. On tiered rates, dividends are paid on the entire balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,000Minimum balance to earn stated APY is $0.01.	0.05%	—	Minimum balance to earn stated APY is $0.01.
$2,000 and upMinimum balance to earn stated APY is $0.01.	0.10%	$10	Minimum balance to earn stated APY is $0.01.

Sources (3)

All captured Oct 5, 2026

Special-purpose accounts

Health Savings Account (HSA) Money Market

1.05%APYHSA

Combines flexible healthcare spending with dividend earnings. Must have established a qualified plan to open. No minimum balance or minimum opening deposit required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $0.01.	1.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $0.01.
$10,000 – $20,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $10,000.00.	1.05%	$105	Must have established a qualified plan to open. Minimum balance to earn stated APY is $10,000.00.
$20,000 – $50,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $20,000.00.	1.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $20,000.00.
$50,000 – $100,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $50,000.00.	1.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $50,000.00.
$100,000 – $250,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $100,000.00.	1.65%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $100,000.00.
$250,000 – $500,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $250,000.00.	2.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $250,000.00.
$500,000 – $1,000,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $500,000.00.	2.80%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $500,000.00.
$1,000,000 and upMust have established a qualified plan to open. Minimum balance to earn stated APY is $1,000,000.00.	3.30%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $1,000,000.00.

Sources (2)

All captured Oct 5, 2026

Individual Retirement Account (IRA) Money Market

1.05%APYIRA

Traditional and Roth IRA Money Market accounts available with no administrative or maintenance fees. Must have established a qualified plan to open.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $0.01.	1.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $0.01.
$10,000 – $20,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $10,000.00.	1.05%	$105	Must have established a qualified plan to open. Minimum balance to earn stated APY is $10,000.00.
$20,000 – $50,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $20,000.00.	1.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $20,000.00.
$50,000 – $100,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $50,000.00.	1.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $50,000.00.
$100,000 – $250,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $100,000.00.	1.65%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $100,000.00.
$250,000 – $500,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $250,000.00.	2.05%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $250,000.00.
$500,000 – $1,000,000Must have established a qualified plan to open. Minimum balance to earn stated APY is $500,000.00.	2.80%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $500,000.00.
$1,000,000 and upMust have established a qualified plan to open. Minimum balance to earn stated APY is $1,000,000.00.	3.30%	—	Must have established a qualified plan to open. Minimum balance to earn stated APY is $1,000,000.00.

Sources (3)

All captured Oct 5, 2026

Health Savings Account (HSA) Savings

0.30%APYHSA

Must have established a qualified plan to open. Dividends compounded and credited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMinimum balance to earn stated APY is $0.01.Any balance	0.30%	$30	Minimum balance to earn stated APY is $0.01.

Sources (2)

All captured Oct 5, 2026

Pathfinder (Share) Savings

0.30%APYKids and teens$10 to open

Must be between age 13 & 17 to qualify for account. Qualified joint owner over age 18 required. At age 21, account will automatically convert to a Share or Secondary Savings. $10.00 minimum balance required to maintain membership (Share Savings only). Dividends compounded and credited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMinimum balance to earn stated APY is $0.01.Any balance	0.30%	$30	Minimum balance to earn stated APY is $0.01.

Sources (3)

All captured Oct 5, 2026

Puppy Pal (Share) Savings

0.30%APYKids and teens$10 to open

Must be 12 years or younger to qualify for account. Qualified joint owner over age 18 required. At age 13, account will automatically convert to a Pathfinder (Share) Savings. $10.00 minimum balance required to maintain membership (Share Savings only). Dividends compounded and credited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMinimum balance to earn stated APY is $0.01.Any balance	0.30%	$30	Minimum balance to earn stated APY is $0.01.

Sources (3)

All captured Oct 5, 2026

Who can join Blaze Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Persons who live, work, worship, volunteer, attend school, or do business in designated counties in Minnesota and Wisconsin (as well as qualifying organizations and businesses) are eligible to join.

Employers and groups

Employees of Ecolab Inc. and its wholly owned US subsidiaries are eligible to join.
Employees, pensioners, annuitants, or persons with a relationship to Hubbard Broadcasting, Inc., or Liberty Diversified International (LDI) and their divisions/subsidiaries are eligible to join.
Employees and voting members of Minnesota Hockey in St. Paul, MN are eligible to join.
Employees and members of Minnesota Recreation and Park Association and Foundation qualifying under specified bylaws are eligible to join.
Employees of Short Elliott Hendrickson, Inc. working in or paid from specified locations are eligible to join.

6 more ways to join

Employers and groups

Employees of Supervalu, Inc. Cub Corporation Stillwater, MN and Pharmacy Subsidiary of Supervalu, Inc. are eligible to join.

Military, government and schools

Non-federal employees/volunteers at Fort Snelling Reservation or Cemetery, and retirees/dependents receiving benefits from Fort Snelling installation, are eligible to join.
Employees of the MN Department of Transportation or MN Department of Public Safety working in Minnesota are eligible to join.
Members of the University of Minnesota Alumni Association (UMAA) are eligible to join.

Family and household

Immediate family members of current Blaze Credit Union members are eligible for membership.

Other ways

Anyone who does not meet other criteria can become eligible by making a one-time $10 donation to the Blaze Foundation.

Cost to join

A one-time donation of $10 to the Blaze Foundation is required to join via the foundation route.
A minimum balance of $10.00 (par value) in a Share Savings account is required to maintain membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← Blaze Credit Union overview

How Blaze Credit Union’s savings rates compare

Blaze Credit Union savings score

Current savings rates

Money Market

Savings (Share and Secondary)

Special-purpose accounts

Health Savings Account (HSA) Money Market

Individual Retirement Account (IRA) Money Market

Health Savings Account (HSA) Savings

Pathfinder (Share) Savings

Puppy Pal (Share) Savings

Who can join Blaze Credit Union

Where you live or work

Employers and groups

Employers and groups

Military, government and schools

Family and household

Other ways

Cost to join