Bank · FDIC insured
Chase Savings Rates
Chase’s best savings rate is 0.01% APY on $10,000, with its Chase Savings. Rates checked October 6, 2026.
How Chase’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Chase has the most branches. $10,000, best rate first.
This bank’s best
Chase
0.02%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $2
Chase Premier Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Chase savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chase ranks
By savings score, in each area where it has branches
- #167 of 173New York-Newark-Jersey City, NY-NJ metro665
- #135 of 136Los Angeles-Long Beach-Anaheim, CA metro329
- #150 of 151Chicago-Naperville-Elgin, IL-IN metro265
- #133 of 135Dallas-Fort Worth-Arlington, TX metro194
- #73 of 77Miami-Fort Lauderdale-West Palm Beach, FL metro172
- #114 of 117Houston-Pasadena-The Woodlands, TX metro154
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Chase Premier Savings
Up to 0.02%APY
Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| Up to $9,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $10,000 – $24,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | $2 | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $10,000 – $24,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | $1 | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $25,000 – $49,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $25,000 – $49,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $50,000 – $99,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $50,000 – $99,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $100,000 – $249,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $100,000 – $249,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $250,000 and upRelationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $250,000 and upStandard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $500,000 – $999,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $500,000 – $999,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $1,000,000 – $4,999,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $1,000,000 – $4,999,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $5,000,000 – $9,999,999Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $5,000,000 – $9,999,999Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $10,000,000 and upRelationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.02% | — | Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
| $10,000,000 and upStandard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. | 0.01% | — | Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account. |
Chase Savings
0.01%APY
$5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. | 0.01% | $1 | All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. |
| Up to $9,999$5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. | 0.01% | — | $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. |
| Any balance$5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. | 0.01% | $1 | $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. |
| $10,000 – $24,999$5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. | 0.01% | $1 | $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. |
| $25,000 – $49,999$5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. | 0.01% | — | $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25. |
Closed to new customers
Chase Private Client Savings
Up to 0.02%APY
Requires existing Chase Private Client Checking account. Earn Chase Private Client relationship rates when linked to a J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. $0 monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. | 0.02% | — | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. |
| Up to $9,999Standard rate. | 0.01% | — | Standard rate. |
| $10,000 – $24,999Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. | 0.02% | $2 | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. |
| $10,000 – $24,999Standard rate. | 0.01% | $1 | Standard rate. |
| $25,000 – $49,999Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. | 0.02% | — | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. |
| $25,000 – $49,999Standard rate. | 0.01% | — | Standard rate. |
| $50,000 – $99,999Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. | 0.02% | — | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. |
| $50,000 – $99,999Standard rate. | 0.01% | — | Standard rate. |
| $100,000 – $249,999Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. | 0.02% | — | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. |
| $100,000 – $249,999Standard rate. | 0.01% | — | Standard rate. |
| $250,000 – $999,999Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. | 0.02% | — | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. |
| $250,000 – $999,999Standard rate. | 0.01% | — | Standard rate. |
| $1,000,000 and upRelationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. Balances $1,000,000+ earn relationship rates. | 0.02% | — | Relationship rate: earned when linked to J.P. Morgan Private Client Checking Plus, J.P. Morgan Classic Checking, or Chase Private Client Checking account. Balances $1,000,000+ earn relationship rates. |
Sources (2)
All captured Oct 6, 2026
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