Credit union · NCUA insured
Blaze Credit Union
Top CarrotA $4.8B credit union, the 94th largest of 4,329, headquartered in Falcon Heights, MN, with 256,228 members and 27 branches in Minnesota. Best rates: CDs 4.80% and savings 1.05% APY.
Blaze Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#13 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Blaze Credit Union
Founded in 1934, Blaze Credit Union is a member-owned, not-for-profit financial institution formed through the 2024 merger of Hiway Credit Union and SPIRE Credit Union.
Headquartered in Falcon Heights, Minnesota, Blaze Credit Union operates 29 branch locations throughout the state.
- Headquarters
- 2025 Larpenteur Ave W, Falcon Heights, MN 55113
- NCUA charter
- 68651
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, volunteer, attend school, or do business in designated counties in Minnesota and Wisconsin (as well as qualifying organizations and businesses) are eligible to join.
Employers and groups
- Employees of Ecolab Inc. and its wholly owned US subsidiaries are eligible to join.
- Employees, pensioners, annuitants, or persons with a relationship to Hubbard Broadcasting, Inc., or Liberty Diversified International (LDI) and their divisions/subsidiaries are eligible to join.
- Employees and voting members of Minnesota Hockey in St. Paul, MN are eligible to join.
- Employees and members of Minnesota Recreation and Park Association and Foundation qualifying under specified bylaws are eligible to join.
- Employees of Short Elliott Hendrickson, Inc. working in or paid from specified locations are eligible to join.
6 more ways to join
Employers and groups
- Employees of Supervalu, Inc. Cub Corporation Stillwater, MN and Pharmacy Subsidiary of Supervalu, Inc. are eligible to join.
Military, government and schools
- Non-federal employees/volunteers at Fort Snelling Reservation or Cemetery, and retirees/dependents receiving benefits from Fort Snelling installation, are eligible to join.
- Employees of the MN Department of Transportation or MN Department of Public Safety working in Minnesota are eligible to join.
- Members of the University of Minnesota Alumni Association (UMAA) are eligible to join.
Family and household
- Immediate family members of current Blaze Credit Union members are eligible for membership.
Other ways
- Anyone who does not meet other criteria can become eligible by making a one-time $10 donation to the Blaze Foundation.
Cost to join
- A one-time donation of $10 to the Blaze Foundation is required to join via the foundation route.
- A minimum balance of $10.00 (par value) in a Share Savings account is required to maintain membership.
Branches
27 branches in Minnesota
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Minnesota
27 branches
Minneapolis area · 20
- Spire - AdminMain office2025 Larpenteur Ave W, Falcon Heights, MN 55113Directions
- Blaine10 Northtown Dr NE, Blaine, MN 55434Directions
- Coon Rapids3380 Northdale Blvd NW, Coon Rapids, MN 55448Directions
- Eagan1251 Town Centre Dr, Eagan, MN 55123Directions
- Eden Prairie8577 Columbine Rd, Eden Prairie, MN 55344Directions
- Elk River17035 Yale St NW, Elk River, MN 55330Directions
- Golden Valley6450 Wayzata Blvd, Golden Valley, MN 55426Directions
- Isle390 W Isle St, Isle, MN 56342Directions
- Maple Grove9580 Blackoaks Ln N, Maple Grove, MN 55311Directions
- Milaca400 3rd Ave SW, Milaca, MN 56353Directions
- Minneapolis North3117 University Ave SE, Minneapolis, MN 55414Directions
- Princeton501 S 2nd St, Princeton, MN 55371Directions
- Roseville North2465 Fairview Ave N, Roseville, MN 55113Directions
- Roseville South1880 Perimeter Rd, Roseville, MN 55113Directions
- St Michael - Cub900 Central Ave E, St. Michael, MN 55376Directions
- St. Paul Empire111 Empire Drive, St. Paul, MN 55103Directions
- St. Paul West2700 W Territorial Rd, St. Paul, MN 55114Directions
- Vadnais Heights940 County Road E E, Vadnais Heights, MN 55127Directions
- Woodbury East195 Radio Drive, Woodbury, MN 55125Directions
- Woodbury West1570 Woodlane Dr, Woodbury, MN 55125Directions
Grand Rapids area · 1
- Keewatin301 N 1st St, Keewatin, MN 55753Directions
Mora area · 1
- Mora112 Lake St S, Mora, MN 55051Directions
Ogilvie area · 1
- Ogilvie200 W Highway 23, Ogilvie, MN 56358Directions
Pine City area · 1
- Pine City900 Main St S, Pine City, MN 55063Directions
Rochester area · 1
- Rochester975 34th Ave NW, Rochester, MN 55901Directions
St. Cloud area · 1
- St. Cloud3951 W Division St, St. Cloud, MN 56301Directions
Waseca area · 1
- Waseca Office105 15th Ave NE, Waseca, MN 56093Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.76% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.02% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.86% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $67 | $88 | — |
- CapitalNet worth ratio8.76%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.02%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$67Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Blaze Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.