Credit union · NCUA insured
Affinity Plus Savings Rates
Affinity Plus’s best savings rate is 2.50% APY on $10,000, with its A+ Market Account. Rates checked October 16, 2026.
How Affinity Plus’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Affinity Plus has the most branches. $10,000, best rate first.
This credit union’s best
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
Superior Money Market
Top rate
VisionBank
3.76%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Affinity Plus savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Affinity Plus ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Nova Money Market Account
3.00%APY
Membership required. $25,000 minimum balance to earn dividends. Subject to a $20 minimum balance fee if the balance falls below $25,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upCompounded monthly. $20 fee applies if balance falls below $25,000.$25,000 and up | 3.00% | — | Compounded monthly. $20 fee applies if balance falls below $25,000. |
A+ Market Account
2.50%APY
Membership required. $10,000 minimum balance to earn dividends. Subject to a $20 minimum balance fee if the balance falls below $10,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upCompounded monthly. $20 fee applies if balance falls below $10,000.$10,000 and up | 2.50% | $250 | Compounded monthly. $20 fee applies if balance falls below $10,000. |
Capitol Money Market Account
2.35%APY
Membership required. $2,000 minimum balance to earn dividends. Not subject to a monthly minimum balance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $4,999Compounded monthly. | 2.25% | — | Compounded monthly. |
| $5,000 and upCompounded monthly. | 2.35% | $235 | Compounded monthly. |
Sources (3)
- affinityplus.org/personal/bank/money-markets
- affinityplus.org/personal/new-accounts/money-markets
- affinityplus.org/rates/personal-savings
All captured Oct 5, 2026
Membership Savings
0.10%APY
Affinity Plus membership required. $10 minimum balance represents membership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- affinityplus.org/personal/bank/savings
- affinityplus.org/personal/new-accounts/savings-accounts
- affinityplus.org/rates/personal-savings
All captured Oct 5, 2026
Shares II Savings
0.10%APY
Affinity Plus membership required. No minimum balance requirement and no required term.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- affinityplus.org/personal/bank/savings
- affinityplus.org/personal/new-accounts/savings-accounts
- affinityplus.org/rates/personal-savings
All captured Oct 5, 2026
WINcentive® Savings
0.10%APY · 1 term
Minnesota and Wisconsin residents only. 12-month savings commitment with fees for early withdrawal. Limited to one WINcentive account per person; business and trust memberships are not eligible.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12-month savings commitment. First early withdrawal fee is $10; second withdrawal fee is $25; third withdrawal closes account without fee. One no-penalty withdrawal permitted during anniversary month. Each $25 month-over-month balance increase earns an entry into cash prize drawings (max 4 entries/month, 12/quarter, 48/12-month period) | 0.10% | $10 |
Superior Money Market
0.00%APY on $10,000
One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.
| Part of the balance | Rate on that part |
|---|---|
| $25,000 and up | 2.96% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Special-purpose accounts
Investment Accounts
2.00%APY
Traditional & Roth
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Sources (1)
- affinityplus.org/rates/personal-savings · captured Oct 5, 2026
Who can join Affinity Plus
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.