BankVista Savings & Money Market Rates

How BankVista’s savings rates compare

Compared with banks and credit unions near Minneapolis, MN-WI, where BankVista has the most branches. $10,000, best rate first.

This bank’s best
BankVista
3.51%APY
Requires
Monthly account activity
Minimum
$50
Earns on $10,000 a year
$351
Free Kasasa Saver
Top rate
VisionBank
3.76%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$376
VisionBank rates
2nd-highest rate
UMB Bank
3.71%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates

Compare savings rates near you →

89

Savings score

Higher than 90% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.01%
$10,000 balance$10,0001.51%
$100,000 balance$100,0003.04%
QualifiedQualified3.51%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where BankVista ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Free Kasasa Saver

Up to 3.51%APYRequirements apply$50 to open

Available to individuals who currently have a Kasasa Cash or Kasasa Cash Back checking account; requires Kasasa checking account to remain open. Requires $50 minimum deposit to open. Limit of 6 pre-authorized/automatic/third-party transactions per month.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $250,000Applies to balances up to $250,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 10 debit card purchases post and settle, enrolled in e-statements, log into online banking). Minimum balance to obtain APY is $0.01.	3.51%	$351	Applies to balances up to $250,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 10 debit card purchases post and settle, enrolled in e-statements, log into online banking). Minimum balance to obtain APY is $0.01.
Any balanceBase rate earned on all balances when Kasasa Cash or Kasasa Cash Back monthly qualifications are not met.	0.25%	$25	Base rate earned on all balances when Kasasa Cash or Kasasa Cash Back monthly qualifications are not met.

Sources (3)

All captured Oct 5, 2026

Money Market Account

1.51%APY$1,000 to open

Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Limit of 6 pre-authorized, automatic, telephone, check, draft, or debit transactions per month payable to third parties.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.	0.25%	—	Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
$1,000 – $10,000Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.	0.45%	—	Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
$10,000 – $50,000Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.	1.51%	$151	Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
$50,000 – $100,000Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.	2.27%	—	Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
$100,000 and upAvoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.	3.04%	—	Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.

Sources (3)

All captured Oct 5, 2026

Investor Savings Account

1.26%APY$10,000 to open

Tiered interest savings account. $10,000 minimum deposit to open. $10 monthly service charge waived by maintaining a $10,000 average daily balance. Limit of 6 pre-authorized/automatic/third-party transactions per month. Direct check writing included.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Interest compounded and paid monthly. $10 monthly service charge applies unless $10,000 average daily balance is maintained.	0.35%	—	Interest compounded and paid monthly. $10 monthly service charge applies unless $10,000 average daily balance is maintained.
$10,000 – $75,000Interest compounded and paid monthly. $10 monthly service charge waived with $10,000 average daily balance.	1.26%	$126	Interest compounded and paid monthly. $10 monthly service charge waived with $10,000 average daily balance.
$75,000 and upInterest compounded and paid monthly. $10 monthly service charge waived with $10,000 average daily balance.	2.02%	—	Interest compounded and paid monthly. $10 monthly service charge waived with $10,000 average daily balance.

Sources (3)

All captured Oct 5, 2026

Basic Savings Account

1.01%APY$200 to open

Standard savings account. $200 minimum deposit to open ($50 to open for clients under age 19). Monthly service charge of $3 waived by maintaining a $200 average daily balance or for clients under age 19. Limit of 6 pre-authorized/automatic/third-party transactions per month.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$200 and upCompounded and paid monthly. Minimum balance to obtain APY is $200. $3 monthly service charge waived with $200 average daily balance or if under age 19 ($50 minimum opening deposit for under 19).$200 and up	1.01%	$101	Compounded and paid monthly. Minimum balance to obtain APY is $200. $3 monthly service charge waived with $200 average daily balance or if under age 19 ($50 minimum opening deposit for under 19).

Sources (3)

All captured Oct 5, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

How BankVista’s savings rates compare

BankVista savings score

Current savings rates

Free Kasasa Saver

Money Market Account

Investor Savings Account

Basic Savings Account

Opening an account