Bank · FDIC insured
MidCountry Bank Savings Rates
MidCountry Bank’s best savings rate is 0.30% APY on $10,000, with its Money Market4Me. Rates checked October 16, 2026.
How MidCountry Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where MidCountry Bank has the most branches. $10,000, best rate first.
This bank’s best
MidCountry Bank
0.30%APY
- Minimum
- $50
- Earns on $10,000 a year
- $30
Money Market4Me
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
MidCountry Bank savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.92%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MidCountry Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
HighYield4Me
0.04%APY
Monthly service fee of $20 is waived if a $50,000 minimum monthly average balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500,000Monthly service fee waived if $50,000 minimum monthly average balance is maintained. | 0.04% | $4 | Monthly service fee waived if $50,000 minimum monthly average balance is maintained. |
| $500,000 – $1,000,000Monthly service fee waived if $50,000 minimum monthly average balance is maintained. | 3.29% | — | Monthly service fee waived if $50,000 minimum monthly average balance is maintained. |
| $1,000,000 and upMonthly service fee waived if $50,000 minimum monthly average balance is maintained. | 3.55% | — | Monthly service fee waived if $50,000 minimum monthly average balance is maintained. |
Sources (2)
All captured Oct 6, 2026
Money Market4Me
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.30% | $30 |
| $25,000 – $100,000 | 1.00% | — |
| $100,000 – $250,000 | 1.92% | — |
| $250,000 and up | 2.27% | — |
Sources (2)
All captured Oct 6, 2026
Savings4Me
0.04%APY
Monthly service fee of $5 is waived if a $500 minimum monthly average balance is maintained, with direct deposit into the account monthly, or for customers under age 26.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service fee waived if $500 minimum monthly average balance is maintained, with monthly direct deposit, or for customers under age 26.Any balance | 0.04% | $4 | Monthly service fee waived if $500 minimum monthly average balance is maintained, with monthly direct deposit, or for customers under age 26. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
SmartStart Savings4Me
0.04%APY
Youth Savings Account for ages 0-17.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Applies to first $0 - $5,000.00 for youth ages 0-17. | 5.00% | — | Applies to first $0 - $5,000.00 for youth ages 0-17. |
| Over $5,000Applies to balances $5,000.01 and over for youth ages 0-17. | 0.04% | $4 | Applies to balances $5,000.01 and over for youth ages 0-17. |
Health Savings Account (HSA)
0.04%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $10,000 | 0.03% | — |
| $10,000 – $25,000 | 0.04% | $4 |
| $25,000 and up | 0.04% | — |
Sources (1)
- midcountry.bank/rates · captured Oct 6, 2026
IRA Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $10,000 | 0.01% | — |
| $10,000 – $20,000 | 0.03% | $3 |
| $20,000 and up | 0.04% | — |
Sources (1)
- midcountry.bank/rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.