Bank · FDIC insured
MidCountry Bank
A $1.1B bank headquartered in Minneapolis, MN, with 16 branches in Minnesota. Best rates: CDs 4.06% and savings 0.30% APY.
MidCountry Bank Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#87 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About MidCountry Bank
- Headquarters
- 7825 Washington Ave S, Minneapolis, MN 55439
- FDIC certificate
- 28865 ↗
Branches
16 branches in Minnesota
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Minnesota
16 branches
Minneapolis area · 9
- MidCountry BankMain office7825 Washington Ave S, Minneapolis, MN 55439Directions
- Apple Valley Branch14994 Glazier Ave, Apple Valley, MN 55124Directions
- Buffalo Branch305 10th Ave S, Buffalo, MN 55313Directions
- Hastings Branch1320 S Frontage Rd, Hastings, MN 55033Directions
- Inver Grove Heights Branch6505 Cahill Ave, Inver Grove Heights, MN 55076Directions
- Long Lake Branch1964 W Wayzata Blvd, Long Lake, MN 55356Directions
- Minnetonka Branch14617 Highway 7, Minnetonka, MN 55345Directions
- Waconia Branch200 E Frontage Rd, Waconia, MN 55387Directions
- White Bear Lake Branch1310 Highway 96 E, White Bear Lake, MN 55110Directions
Hutchinson area · 2
- Glencoe Branch1002 Greeley Ave N, Glencoe, MN 55336Directions
- Hutchinson Branch201 Main St S, Hutchinson, MN 55350Directions
Litchfield area · 1
- Litchfield Branch501 N Sibley Ave, Litchfield, MN 55355Directions
Sanborn area · 1
- Sanborn Branch100 S Main St, Sanborn, MN 56083Directions
New Ulm area · 1
- Springfield Branch2 S Marshall Ave, Springfield, MN 56087Directions
St. Cloud area · 1
- St Cloud Branch1113 W Saint Germain St, St. Cloud, MN 56301Directions
Winthrop area · 1
- Winthrop Branch122 E 2nd St, Winthrop, MN 55396Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.90% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.03% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio13.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.90%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.03%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of MidCountry Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.