Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Richmond, VA metro
Showing 1–25 of 29 scored for CDs
- Langley Credit Union3–8 mo 3.60% · 9–15 mo 4.40% · 16–30 mo 4.35% · 31–60 mo 4.50%
Credit union · 1 branch
95CD score#1 in Richmond, VA metro - Henrico Federal Credit Union3–8 mo 2.75% · 9–15 mo 4.20% · 16–30 mo 4.00% · 31–60 mo 4.10%
Credit union · 8 branches
89CD score#2 in Richmond, VA metro - Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%
Credit union · 3 branches
88CD score#3 in Richmond, VA metro - 87CD score#4 in Richmond, VA metro
- Homebase Credit Union3–8 mo 2.78% · 9–15 mo 3.87% · 16–30 mo 3.92% · 31–60 mo 4.02%
Credit union · 3 branches
87CD score#5 in Richmond, VA metro - 86CD score#6 in Richmond, VA metro
- Peoples Advantage FCU3–8 mo 3.51% · 9–15 mo 3.82% · 16–30 mo 3.82% · 31–60 mo 4.00%
Credit union · 4 branches
86CD score#6 in Richmond, VA metro - Vantage Point Federal Credit Union3–8 mo 3.51% · 9–15 mo 3.76% · 16–30 mo 3.82% · 31–60 mo 3.97%
Credit union · 1 branch
86CD score#8 in Richmond, VA metro - Argent Credit Union3–8 mo 2.50% · 9–15 mo 3.90% · 16–30 mo 3.80% · 31–60 mo 4.00%
Credit union · 8 branches
85CD score#9 in Richmond, VA metro - 85CD score#10 in Richmond, VA metro
- Richmond Heritage Federal Credit Union3–8 mo 2.75% · 9–15 mo 3.75% · 16–30 mo 3.85% · 31–60 mo 3.90%
Credit union · 1 branch
85CD score#11 in Richmond, VA metro - 85CD score#12 in Richmond, VA metro
- 84CD score#13 in Richmond, VA metro
- Dominion Energy Credit Union3–8 mo 2.50% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.75%
Credit union · 3 branches
83CD score#14 in Richmond, VA metro - Virginia Credit Union3–8 mo 2.15% · 9–15 mo 3.86% · 16–30 mo 3.41% · 31–60 mo 3.76%
Credit union · 18 branches
82CD score#15 in Richmond, VA metro - Woodforest National Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 2.25% · 31–60 mo 1.40%
Bank · 9 branches
81CD score#16 in Richmond, VA metro - 81CD score#17 in Richmond, VA metro
- Citizens and Farmers Bank3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo — · 31–60 mo 3.00%
Bank · 16 branches
80CD score#18 in Richmond, VA metro - 78CD score#19 in Richmond, VA metro
- Hopewell Chemical FCU3–8 mo — · 9–15 mo 3.40% · 16–30 mo 3.50% · 31–60 mo 3.70%
Credit union · 2 branches
78CD score#20 in Richmond, VA metro - 76CD score#21 in Richmond, VA metro
- Call Federal Credit Union3–8 mo 2.50% · 9–15 mo 3.25% · 16–30 mo 3.50% · 31–60 mo 3.50%
Credit union · 8 branches
76CD score#22 in Richmond, VA metro - 74CD score#23 in Richmond, VA metro
- Baylands Family Credit Union3–8 mo 2.94% · 9–15 mo 3.04% · 16–30 mo 3.14% · 31–60 mo 3.45%
Credit union · 2 branches
72CD score#24 in Richmond, VA metro - 64CD score#25 in Richmond, VA metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 22 of the 51 institutions with a branch in Richmond, VA metro have too few rates published or captured to score. Rankings are a preview, not awards.