Credit union · NCUA insured
Argent Credit Union
Top CarrotA $560.1M credit union headquartered in Chester, VA, with 35,108 members and 8 branches in Virginia. Best rates: CDs 4.00% and savings 0.25% APY.
Argent Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#11 of 34 in Richmond, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Argent Credit Union
Founded in 1956 to serve DuPont Spruance facility employees in Chesterfield, Virginia, Argent Credit Union is a member-owned financial cooperative headquartered in Chester, Virginia.
Argent operates eight branch locations throughout the Richmond-metro area.
- Headquarters
- 11651 Alliance Cir, Chester, VA 23831-1451
- NCUA charter
- 24313
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, attends school, worships, or volunteers in Chesterfield County, Henrico County, Hanover County, or the City of Richmond.
Family and household
- Membership is extended to immediate family members and housemates of eligible individuals, even if that individual is not a member.
Branches
8 branches in Virginia
Loading map…
Virginia
8 branches
- Chester11900 Chester Village Dr, Chester, VA 23831Directions
- Woodlake14901 Dogwood Villas Dr, Chesterfield, VA 23832Directions
- Virginia Center1200 New York Ave, Glen Allen, VA 23060Directions
- Stonehenge1901 WalMart Way, Midlothian, VA 23113Directions
- Oxbridge3611 Oxbridge Rd, North Chesterfield, VA 23236Directions
- U.S. Route 15403 Route 1, North Chesterfield, VA 23234Directions
- Federal Building400 N 8th St, Suite 117, Richmond, VA 23219Directions
- Staples Mill8721 Staples Mill Rd, Richmond, VA 23228Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.75% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.02% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $65 | $76 | — |
- CapitalNet worth ratio9.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.75%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$65Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Argent Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.