Credit union · NCUA insured
Dominion Energy Credit Union CD Rates
Dominion Energy Credit Union’s best CD rate is 4.00% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Dominion Energy Credit Union’s CD rates compare
Compared with banks and credit unions near Richmond, VA, where Dominion Energy Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dominion Energy Credit Union
4.00%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $502
Certificate Special
Top rate
The United Methodist Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $5,000
- Earns on $10,000
- $331
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Dominion Energy Credit Union CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dominion Energy Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Special
4.00%APY · 1 term
Limited time only. Requires $1,000 minimum deposit in new money only. Early withdrawal penalty applies. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 monthsLimited time only. New money only. $1,000 minimum. Penalty for early withdrawal applies | 4.00% | $502 |
Sources (3)
- dominionenergycu.org
- dominionenergycu.org/about-us/information/rates
- dominionenergycu.org/bank/accounts/savings-certificates
All captured Oct 4, 2026
Saving Certificates
Up to 3.75%APY · 5 terms
Minimum deposit of $1,000. Substantial penalty for early withdrawal. Federally insured by NCUA up to $250,000. Compounded quarterly. Automatic renewal with a 14-day grace period upon maturity. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounded quarterly. Penalty imposed for early withdrawal. Membership eligibility required | 2.50% | $124 |
| 12 monthsCompounded quarterly. Penalty imposed for early withdrawal. Membership eligibility required | 3.25% | $325 |
| 24 monthsCompounded quarterly. Penalty imposed for early withdrawal. Membership eligibility required | 3.50% | $712 |
| 36 monthsCompounded quarterly. Penalty imposed for early withdrawal. Membership eligibility required | 3.65% | $1,135 |
| 60 monthsCompounded quarterly. Penalty imposed for early withdrawal. Membership eligibility required | 3.75% | $2,021 |
Sources (2)
- dominionenergycu.org/about-us/information/rates
- dominionenergycu.org/bank/accounts/savings-certificates
All captured Oct 4, 2026
Who can join Dominion Energy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, or contractors of Dominion Energy, or any of its subsidiaries, are eligible for membership.
Family and household
- Household members (persons living in the same residence) and immediate family members (children, grandchildren, grandparents, parents, siblings, and spouse, regardless of place of residence) of a current member are eligible for membership.
Cost to join
- Opening an account requires making a $5 deposit or signing up for payroll deduction.
Membership information collected October 4, 2026.