Bank · FDIC insured
Atlantic Union Bank
A $38B bank, the 59th largest of 4,207, headquartered in Richmond City, VA, with 179 branches in 4 states. Best rates: CDs 4.15% and savings 0.15% APY.
Atlantic Union Bank Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#85 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Atlantic Union Bank
Atlantic Union Bank is a bank located in Virginia and beyond, tracing its roots back to 1902.
Throughout the 20th century, the institution continually expanded as Union Bank & Trust.
- Headquarters
- 1051 E Cary St, Richmond City, VA 23219
- FDIC certificate
- 34589 ↗
Branches
179 branches in 4 states
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Virginia
126 branches
Washington area · 31
- Alexandria Branch115 N Washington St, Alexandria, VA 22314Directions
- Ballston Branch4501 Fairfax Dr, Arlington, VA 22203Directions
- Ashburn Branch20444 Exchange St Ste N109, Ashburn, VA 20147Directions
- Ashburn Office43325 Junction Plz, Ashburn, VA 20147Directions
- Chantilly Branch13986 Metrotech Drive, Chantilly, VA 20151Directions
- Culpeper North Branch717 James Madison Hwy, Culpeper, VA 22701Directions
- Culpeper South Branch231 Southgate Shopping Ctr, Culpeper, VA 22701Directions
- Fair Lakes Branch12735 Shoppes Ln, Fairfax, VA 22033Directions
- Fairfax Branch9910 Main St, Fairfax, VA 22031Directions
- Berea Marketplace Branch1044 Warrenton Rd, Fredericksburg, VA 22406Directions
- Chancellor Branch4109 Plank Rd, Fredericksburg, VA 22407Directions
- Cosner'S Corner Branch10131 Patriot Hwy, Fredericksburg, VA 22407Directions
- Fall Hill Branch2811 Fall Hill Ave, Fredericksburg, VA 22401Directions
- Four Mile Fork Branch4805 Lassen Ln, Fredericksburg, VA 22408Directions
- Kenmore Avenue Branch725 Kenmore Ave, Fredericksburg, VA 22401Directions
- Front Royal Branch473 South St, Front Royal, VA 22630Directions
- Gainesville Branch8190 Stonewall Shops Sq, Gainesville, VA 20155Directions
- Great Falls Branch9851 Georgetown Pike, Great Falls, VA 22066Directions
- Herndon Branch13081 Worldgate Dr, Herndon, VA 20170Directions
- Catoctin Circle Branch102 Catoctin Cir Se, Leesburg, VA 20175Directions
- Manassas Park Branch9113 Manassas Dr, Manassas Park, VA 20111Directions
- Mclean Branch1356 Chain Bridge Rd, McLean, VA 22101Directions
- Middleburg Br111 W Washington St, Middleburg, VA 20117Directions
- Purcellville Branch431 E Main St, Purcellville, VA 20132Directions
- Reston Branch11636 Plaza America Dr, Reston, VA 20190Directions
- Leavells Branch10415 Courthouse Rd, Spotsylvania, VA 22553Directions
- Springfield Branch5250 Port Royal Rd, Springfield, VA 22151Directions
- New Tysons Corner Branch2095 Chain Bridge Rd, Vienna, VA 22182Directions
- Broadview Branch216 Broadview Ave, Warrenton, VA 20186Directions
- Rappahannock Branch7 Bank Rd, Washington, VA 22747Directions
- Woodbridge Branch13794 Smoketown Road, Woodbridge, VA 22192Directions
Richmond area · 21
- Atlantic Union BankMain office1051 E Cary St, Richmond City, VA 23219Directions
- Ashland Branch302 Ashcake Rd, Ashland, VA 23005Directions
- Atlee Branch9665 Sliding Hill Rd, Ashland, VA 23005Directions
- Iron Bridge Branch10620 Iron Bridge Rd, Chester, VA 23831Directions
- Colonial Heights Branch3099 Boulevard, Colonial Heights, VA 23834Directions
- Twin Hickory Branch11163 Nuckols Rd, Glen Allen, VA 23059Directions
- Manquin Branch3708 Richmond Tappahannock Hwy, King William, VA 23086Directions
- Hanover Commons Branch9534 Chamberlayne Rd, Mechanicsville, VA 23116Directions
- Mechanicsville Branch6479 Mechanicsville Tpke, Mechanicsville, VA 23111Directions
- Brandermill Branch6030 Harbour Park Dr, Midlothian, VA 23112Directions
- Genito Branch11101 Hull Street Rd, Midlothian, VA 23112Directions
- Sycamore Square Branch13700 Midlothian Tpke, Midlothian, VA 23113Directions
- Bon Air Branch9027 Forest Hill Ave, Richmond, VA 23235Directions
- Carytown Branch3556 W Cary St, Richmond, VA 23221Directions
- Laburnum Branch4390 S Laburnum Ave, Richmond, VA 23231Directions
- Midlothian Turnpike Branch11101 Midlothian Tpke, Richmond, VA 23235Directions
- Scotts Addition Branch1406 Roseneath Rd, Richmond, VA 23230Directions
- Short Pump Branch12090 W Broad St, Richmond, VA 23233Directions
- Staples Mill Square Branch8983 Staples Mill Rd, Richmond, VA 23228Directions
- Three Chopt Branch7000 Three Chopt Rd, Richmond, VA 23226Directions
- Willow Lawn Branch1601 Willow Lawn Dr, Richmond, VA 23230Directions
Virginia Beach area · 12
- Deep Creek Branch852 George Washington Hwy N, Chesapeake, VA 23323Directions
- Great Bridge Branch239 Battlefield Blvd S, Chesapeake, VA 23322Directions
- Volvo Branch201 Volvo Pkwy, Chesapeake, VA 23320Directions
- Gloucester Courthouse Branch6720 Sutton Rd, Gloucester, VA 23061Directions
- Newport News Branch603 Pilot House Dr, Newport News, VA 23606Directions
- Ghent Branch539 W 21st St, Norfolk, VA 23517Directions
- Plaza Branch1000 N Main St, Suffolk, VA 23434Directions
- Haygood Branch713 Independence Blvd, Virginia Beach, VA 23455Directions
- Hilltop Branch1580 Laskin Rd, Virginia Beach, VA 23451Directions
- Indian River Branch5472 Indian River Rd, Virginia Beach, VA 23464Directions
- Sandbridge Branch2098 Princess Anne Rd, Virginia Beach, VA 23456Directions
- Route 5 Branch5125 John Tyler Hwy, Williamsburg, VA 23185Directions
Roanoke area · 10
- Westlake Branch12930 Booker T Washington Hwy, Hardy, VA 24101Directions
- Brandon Oaks Branch3804 Brandon Ave Sw, Roanoke, VA 24018Directions
- Colonial Branch4225 Colonial Ave, Roanoke, VA 24018Directions
- Downtown Roanoke Branch202 S Jefferson St, Roanoke, VA 24011Directions
- Hollins Branch7337 Williamson Rd, Roanoke, VA 24019Directions
- South Roanoke Branch3521 Franklin Rd Sw, Roanoke, VA 24014Directions
- Franklin Turnpike Branch400 Old Franklin Tpke, Rocky Mount, VA 24151Directions
- Rock Mount Branch57 West Church Steet, Rocky Mount, VA 24151Directions
- Salem Branch852 W Main St, Salem, VA 24153Directions
- Vinton Branch1006 Hardy Rd, Vinton, VA 24179Directions
Blacksburg area · 7
- Blacksburg North Branch601 N Main St, Blacksburg, VA 24060Directions
- Arbor Drive Branch105 Arbor Dr, Christiansburg, VA 24073Directions
- Christiansburg Branch50 N Franklin St, Christiansburg, VA 24073Directions
- Dublin Branch2 Town Center Dr, Dublin, VA 24084Directions
- Floyd Branch680 E Main St, Floyd, VA 24091Directions
- Radford Branch50 W Main St, Radford, VA 24141Directions
- Riner Branch4055 Riner Rd, Riner, VA 24149Directions
Charlottesville area · 5
- Barracks Road Branch2151 Barracks Rd, Charlottesville, VA 22903Directions
- Northtown Center Branch410 Gander Dr, Charlottesville, VA 22901Directions
- Pantops Branch1658 State Farm Blvd, Charlottesville, VA 22911Directions
- Lovingston Branch124 Main St, Lovingston, VA 22949Directions
- Lake Monticello Branch5980 Thomas Jefferson Pkwy, Palmyra, VA 22963Directions
Danville area · 5
- Chatham Office13880 Us Highway 29, Chatham, VA 24531Directions
- American National Bank Branch628 Main St, Danville, VA 24541Directions
- Nor-Dan Office239 Nor Dan Dr, Danville, VA 24540Directions
- Piedmont Drive Office445 Mount Cross Rd, Danville, VA 24540Directions
- Gretna Office109 N Main St, Gretna, VA 24557Directions
Lynchburg area · 4
- Bedford Branch125 W Main St, Bedford, VA 24523Directions
- Forest Branch14915 Forest Rd, Forest, VA 24551Directions
- Graves Mill Office1646 Graves Mill Rd, Lynchburg, VA 24502Directions
- Moneta Branch14739 Moneta Rd, Moneta, VA 24121Directions
Staunton area · 4
- South Augusta Branch24 S Augusta St, Staunton, VA 24401Directions
- West Beverly Branch2307 W Beverley St, Staunton, VA 24401Directions
- Verona Branch374 Lee Hwy, Verona, VA 24482Directions
- Rosser Avenue Branch100 Lucy Ln, Waynesboro, VA 22980Directions
Harrisonburg area · 3
- Grottoes Branch106 6th St, Grottoes, VA 24441Directions
- Harrisonburg South Main Branch440 S Main St, Harrisonburg, VA 22801Directions
- University Boulevard Branch390 University Blvd, Harrisonburg, VA 22801Directions
Lake of the Woods area · 2
- Locust Grove Branch36081 Goodwin Dr, Locust Grove, VA 22508Directions
- Orange County Branch134 W Main St, Orange, VA 22960Directions
Martinsville area · 2
- Martinsville Branch900 Liberty St, Martinsville, VA 24112Directions
- 220 South Office3810 Greensboro Rd, Ridgeway, VA 24148Directions
Warsaw area · 2
- Times Square Drive-Thru Branch4256 Richmond Rd, Warsaw, VA 22572Directions
- Warsaw Branch5839 Richmond Rd, Warsaw, VA 22572Directions
Bowling Green area · 1
- Bowling Green Branch211 N Main St, Bowling Green, VA 22427Directions
Burgess area · 1
- Burgess Branch15043 Northumberland Hwy, Burgess, VA 22432Directions
Cape Charles area · 1
- Cape Charles Branch22468 Lankford Hwy, Cape Charles, VA 23310Directions
Chincoteague area · 1
- Chincoteague Branch6350 Maddox Blvd, Chincoteague, VA 23336Directions
Colonial Beach area · 1
- Colonial Beach Branch840 Mckinney Blvd, Colonial Beach, VA 22443Directions
Covington area · 1
- Covington Branch450 W Main St, Covington, VA 24426Directions
Emporia area · 1
- Emporia Branch100 Dominion Dr, Emporia, VA 23847Directions
Exmore area · 1
- Exmore Branch4071 Lankford Hwy, Exmore, VA 23350Directions
Kilmarnock area · 1
- Kilmarnock Branch284 N Main St, Kilmarnock, VA 22482Directions
King George area · 1
- King George Branch10045 Kings Hwy, King George, VA 22485Directions
Lexington area · 1
- Lexington Branch1197 N Lee Hwy, Lexington, VA 24450Directions
Madison area · 1
- Madison Branch1174 N Main Street, Madison, VA 22727Directions
Montross area · 1
- Montross Branch17191 Kings Hwy, Montross, VA 22520Directions
Onley area · 1
- Onley Branch25253 Lankford Hwy, Onley, VA 23418Directions
Ruther Glen area · 1
- Ladysmith Branch7349 Ladysmith Rd, Ruther Glen, VA 22546Directions
South Boston area · 1
- South Boston Office3609 Old Halifax Rd, South Boston, VA 24592Directions
Tappahannock area · 1
- Tappahannock Branch1649 Tappahannock Blvd, Tappahannock, VA 22560Directions
Wytheville area · 1
- Wytheville North Branch900 N 4th St, Wytheville, VA 24382Directions
Maryland
39 branches
Washington area · 26
- Ashton Branch1 Ashton Rd, Ashton, MD 20861Directions
- Beltsville Solutions Center10985 Baltimore Ave, Beltsville, MD 20705Directions
- Bethesda Branch7550 Wisconsin Ave, Bethesda, MD 20814Directions
- Wildwood Branch10329 Old Georgetown Rd, Bethesda, MD 20814Directions
- Burtonsville Branch3535 Spencerville Rd, Burtonsville, MD 20866Directions
- Colesville Branch13300 New Hampshire Ave, Colesville, MD 20904Directions
- Damascus Branch26250 Ridge Rd, Damascus, MD 20872Directions
- 40 West Branch1003 W Patrick St, Frederick, MD 21702Directions
- Downtown Frederick Branch30 W Patrick St, Frederick, MD 21701Directions
- Urbana Branch8921 Fingerboard Rd, Frederick, MD 21704Directions
- Airpark Community Branch7653 Lindbergh Dr, Gaithersburg, MD 20879Directions
- Gaithersburg Square Branch484 N Frederick Ave, Gaithersburg, MD 20877Directions
- Montgomery Village Community Branch9921 Stedwick Rd, Gaithersburg, MD 20886Directions
- Milestone Community Branch20930 Frederick Rd, Germantown, MD 20876Directions
- Greenbelt Branch7565 Greenbelt Rd, Greenbelt, MD 20770Directions
- Laurel Branch319 Main St, Laurel, MD 20707Directions
- Laurel Lakes Community Branch14404 Baltimore Ave, Laurel, MD 20707Directions
- Olney Georgia Avenue Branch17801 Georgia Ave, Olney, MD 20832Directions
- Oxon Hill Branch6089 Oxon Hill Rd, Oxon Hill, MD 20745Directions
- Potomac Branch9812 Falls Rd, Potomac, MD 20854Directions
- Rockville Branch611 Rockville Pike, Rockville, MD 20852Directions
- Shady Grove Branch14941 Shady Grove Rd, Rockville, MD 20850Directions
- Bedford Court Community Branch3701 International Dr, Silver Spring, MD 20906Directions
- Layhill Branch14241 Layhill Rd, Silver Spring, MD 20906Directions
- Leisureworld Plaza Branch3801 International Dr, Silver Spring, MD 20906Directions
- Silver Spring Community Branch8401 Colesville Rd, Silver Spring, MD 20910Directions
Baltimore area · 12
- Jennifer Road Community Branch166 Jennifer Rd, Annapolis, MD 21401Directions
- Baltimore Branch4004 Boston St, Baltimore, MD 21224Directions
- Clarksville Branch12276 Clarksville Pike, Clarksville, MD 21029Directions
- Edgewater Community Office116 Mitchells Chance Rd, Edgewater, MD 21037Directions
- Ellicot City Branch6031 University Blvd, Ellicott City, MD 21043Directions
- Glen Burnie Branch7405 Ritchie Hwy, Glen Burnie, MD 21061Directions
- Fulton Branch8315 Ice Crystal Dr, Laurel, MD 20723Directions
- Severna Park Branch8529 Veterans Hwy, Millersville, MD 21108Directions
- Mt. Airy Branch425 E Ridgeville Blvd, Mount Airy, MD 21771Directions
- Pasadena Branch4001 Mountain Rd, Pasadena, MD 21122Directions
- Towson Branch502 Washington Ave, Towson, MD 21204Directions
- Lisbon Community Branch704 Lisbon Center Dr, Woodbine, MD 21797Directions
Ocean Pines area · 1
- Pocomoke Branch103 Pocomoke Marketplace, Pocomoke City, MD 21851Directions
North Carolina
12 branches
Burlington area · 3
- Burlington Branch3101 S Church St, Burlington, NC 27215Directions
- Graham Office Branch842 S Main St, Graham, NC 27253Directions
- Mebane Branch1008 Mebane Oaks Rd, Mebane, NC 27302Directions
Raleigh area · 2
- Park West Branch1000 Village Market Pl, Morrisville, NC 27560Directions
- Glenwood Avenue Branch702 Oberlin Road, Suite 110, Raleigh, NC 27605Directions
Edenton area · 1
- Edenton Branch322 S Broad St, Edenton, NC 27932Directions
Elizabeth City area · 1
- Elizabeth City Main Branch1145 N Road St, Elizabeth City, NC 27909Directions
Greensboro area · 1
- Green Valley Office703 Green Valley Rd, Greensboro, NC 27408Directions
Kill Devil Hills area · 1
- Southern Shores Branch5406 N Croatan Hwy, Kitty Hawk, NC 27949Directions
Virginia Beach area · 1
- Moyock Branch100 Moyock Commons Dr, Moyock, NC 27958Directions
Winston-Salem area · 1
- Winston Salem Branch22 Miller St Ste 520, Winston-Salem, NC 27104Directions
Yanceyville area · 1
- Yanceyville Office173 Main Street, Yanceyville, NC 27379Directions
District of Columbia
2 branches
- Connecticut Avenue Branch1025 Connecticut Ave Nw Fl 1, Washington, DC 20036Directions
- New York Avenue Solutions Center Branch647 New York Ave Nw, Washington, DC 20001Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.45% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.50% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.62% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $94 | $85 | — |
- CapitalLeverage ratio11.45%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.50%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.62%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$94Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Atlantic Union Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.