Credit union · NCUA insured
Vantage Point Federal Credit Union
A $44.6M credit union headquartered in Hopewell, VA, with 2,960 members and 1 branch in Virginia. Best rates: CDs 3.97% and savings 2.02% APY.
Vantage Point Federal Credit Union Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#12 of 34 in Richmond, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vantage Point Federal Credit Union
Vantage Point Federal Credit Union is a member-owned financial institution chartered in August 1966 that originally served the Firestone Synthetic Fibers and Textile Plant.
After expanding to Select Employee Groups in 1982, it adopted its current name in 2005 and was granted a community charter in November 2009.
- Headquarters
- 3600 Oaklawn Blvd, Hopewell, VA 23860
- NCUA charter
- 17630
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to persons who live, work, worship, volunteer, or attend school in the City of Hopewell, City of Colonial Heights, City of Petersburg, Chesterfield County, Dinwiddie County, Prince George County, or Sussex County.
Cost to join
- A one-time membership fee of $1.00 is required for membership.
- The minimum requirement for membership is a deposit balance of $25.00 into a share account.
Branches
1 branch in Virginia
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Virginia
1 branch
- Main OfficeMain office3600 Oaklawn Blvd, Hopewell, VA 23860Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.68% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.77% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio16.68%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vantage Point Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.