Credit union · NCUA insured
Henrico Federal Credit Union
Top CarrotA $501M credit union headquartered in Henrico, VA, with 31,449 members and 8 branches in Virginia. Best rates: CDs 4.20% and savings 0.50% APY.
Henrico Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#8 of 34 in Richmond, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Henrico Federal Credit Union
- Headquarters
- 9401 W Broad St, Henrico, VA 23294
- NCUA charter
- 18175
Branches
8 branches in Virginia
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Virginia
8 branches
- West BroadMain office9401 W Broad St, Henrico, VA 23294Directions
- Woodman10401 Woodman Rd, Glen Allen, VA 23060Directions
- Dixon Powers8611 Dixon Powers Dr, Henrico, VA 23228Directions
- Nabisco6002 S Laburnum Ave, Henrico, VA 23231Directions
- Bellwood7101 Route 1, North Chesterfield, VA 23237Directions
- Laburnum1201 N Laburnum Ave, Richmond, VA 23223Directions
- Nine Mile3820 Nine Mile Rd, Richmond, VA 23223Directions
- Short Pump4419 Greybull Dr, Richmond, VA 23233Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.68% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.44% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.06% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $72 | $76 | — |
- CapitalNet worth ratio10.68%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.44%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.06%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$72Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Henrico Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.