Bank · FDIC insured
Blue Ridge Bank CD Rates
Blue Ridge Bank’s best CD rate is 4.05% APY on a 23-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Blue Ridge Bank’s CD rates compare
Compared with banks and credit unions near Richmond, VA, where Blue Ridge Bank has the most branches. $10,000, best rate first.
This bank’s best
Blue Ridge Bank
4.05%APY
- Term
- 23 months
- Minimum
- $1,000
- Earns on $10,000
- $791
Certificate of Deposit Specials
Top rate
The United Methodist Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $5,000
- Earns on $10,000
- $331
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Blue Ridge Bank CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo1.50%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blue Ridge Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 4.05%APY · 4 terms
Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsLimited-time offer. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.75% | $155 |
| 10 monthsLimited-time offer. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 4.00% | $332 |
| 15 monthsLimited-time offer. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 4.00% | $502 |
| 23 monthsLimited-time offer. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 4.05% | $791 |
Sources (1)
- mybrb.bank/personal/loans/credit-cards/edge.html · captured Oct 22, 2026
Consumer Certificates of Deposit
Up to 1.90%APY · 10 terms
This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.50% | $37 |
| 6 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.60% | $80 |
| 7–11 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.70% | $99 |
| 12 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.80% | $180 |
| 13–17 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.90% | $206 |
| 18–23 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.30% | $196 |
| 24–35 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.35% | $272 |
| 36–47 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.40% | $426 |
| 48–59 monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.45% | $593 |
| 60–Unknown monthsRate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.50% | $773 |
Sources (1)
- mybrb.bank/personal/loans/credit-cards/edge.html · captured Oct 22, 2026
Special-purpose accounts
Golden Advantage Certificate of Deposits and Specials
Up to 4.10%APY · 5 terms
Golden Advantage members (age 55+) receive a rate bonus over standard CD specials. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsGolden Advantage members (age 55+) receive a rate bonus over standard CD specials. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 4.05% | $405 |
| 30 monthsGolden Advantage members (age 55+) receive a rate bonus over standard CD specials. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 4.10% | $1,057 |
| 36 monthsGolden Advantage members (age 55+) receive a rate bonus over standard CD specials. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.40% | $426 |
| 48 monthsGolden Advantage members (age 55+) receive a rate bonus over standard CD specials. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.45% | $593 |
| 60 monthsGolden Advantage members (age 55+) receive a rate bonus over standard CD specials. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 1.50% | $773 |
Sources (1)
- mybrb.bank/personal/loans/credit-cards/edge.html · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.