Credit union · NCUA insured
Langley Credit Union CD Rates
Top CarrotLangley Credit Union’s best CD rate is 4.50% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Langley Credit Union’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Langley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Certificates
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
3rd-highest rate
Chartway Credit Union
4.45%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $483
Langley Credit Union CD score
95
CD score
Higher than 98% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Langley Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.50%APY · 10 terms
Requires $5 deposit to Langley savings account for membership. Early withdrawal penalties apply (90 days dividends for 3-6 months, 180 days dividends for 12 months or greater). Dividends compound monthly.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.15% | — | 2.15% | $53 |
| 6 months | 3.60% | — | 3.60% | $178 |
| 12 months | — | 4.15% | 4.15% | $415 |
| 14 monthsPromotional certificate. Limited time offer. New money required (funds not currently on deposit with Langley Federal Credit Union). Additional deposits not permitted. Limit one per member. Offer available to new members only | — | 4.40% | 4.40% | $515 |
| 18 months | — | 4.25% | 4.25% | $644 |
| 24 months | — | 4.35% | 4.35% | $889 |
| 30 months | — | 4.35% | 4.35% | $1,123 |
| 36 months | — | 4.40% | 4.40% | $1,379 |
| 48 months | — | 4.45% | 4.45% | $1,902 |
| 60 months | — | 4.50% | 4.50% | $2,462 |
Sources (3)
All captured Oct 22, 2026
Special-purpose accounts
Certificate IRAs
Up to 4.50%APY · 10 terms
Available as Traditional or Roth IRA. Requires $5 deposit to Langley savings account for membership. Penalty may be imposed for early withdrawal. Dividends compound monthly. Fixed for the term of the certificate.
| Term | APY · $100 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.15% | — | 2.15% | $53 |
| 6 months | 3.60% | — | 3.60% | $178 |
| 12 months | — | 4.15% | 4.15% | $415 |
| 14 monthsPromotional certificate. Limited time offer. New money required (funds not currently on deposit with Langley Federal Credit Union). Additional deposits not permitted. Limit one per member. Offer available to new members only | — | 4.40% | 4.40% | $515 |
| 18 months | — | 4.25% | 4.25% | $644 |
| 24 months | — | 4.35% | 4.35% | $889 |
| 30 months | — | 4.35% | 4.35% | $1,123 |
| 36 months | — | 4.40% | 4.40% | $1,379 |
| 48 months | — | 4.45% | 4.45% | $1,902 |
| 60 months | — | 4.50% | 4.50% | $2,462 |
Who can join Langley Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.