Credit union · NCUA insured
Call Federal Credit Union CD Rates
Top CarrotCall Federal Credit Union’s best CD rate is 3.50% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Call Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Richmond, VA, where Call Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Call Federal Credit Union
3.50%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $712
Certificate Accounts
Top rate
The United Methodist Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $5,000
- Earns on $10,000
- $331
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Call Federal Credit Union CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Call Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.50%APY · 6 terms
Membership required. Minimum deposit to open is $1,000.00. Minimum balance to earn stated APY is $1,000.00. Penalty may be imposed for early withdrawal. No monthly fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings | 2.50% | $124 |
| 12 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings | 3.25% | $325 |
| 24 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings | 3.50% | $712 |
| 36 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings | 3.50% | $1,087 |
| 48 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings | 3.25% | $1,365 |
| 60 monthsPenalty may be imposed for early withdrawal. Fees may reduce earnings | 3.25% | $1,734 |
Sources (1)
- callfederal.org/personal/certificates · captured Oct 4, 2026
Who can join Call Federal Credit Union
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