Bank · FDIC insured
Peoples Bank CD Rates
Peoples Bank’s best CD rate is 3.75% APY on a 17-month CD. Terms run from 5 months to 17 months. Rates checked October 16, 2026.
How Peoples Bank’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Peoples Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank
3.75%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $535
17 Month CD Special
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
Peoples Bank CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.54%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
17 Month CD Special
3.75%APY · 1 term
No monthly maintenance fee. FDIC insured up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 17 monthsLimited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return | 3.75% | $535 |
Sources (2)
All captured Oct 16, 2026
5 Month CD
3.54%APY · 1 term
No monthly maintenance fee. FDIC insured up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsLimited-Time Offer! | 3.54% | $146 |
Sources (1)
- peoplesbancorp.com/personal/ba…s/certificate-of-deposit · captured Oct 16, 2026
13 Month CD Special
3.50%APY · 1 term
No monthly maintenance fee. A penalty will be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsLimited-time offer. No minimum balance to obtain the stated APY | 3.50% | $380 |
Sources (2)
All captured Sep 17, 2026
Opening an account
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