Bank · FDIC insured
Blue Ridge Bank
A $2.3B bank headquartered in Martinsville, VA, with 27 branches in 2 states. Best rates: CDs 4.05% and savings 0.75% APY.
Blue Ridge Bank Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#15 of 34 in Richmond, VA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Blue Ridge Bank
Founded and chartered in 1893 as Page Valley Bank of Virginia, the institution was renamed Blue Ridge Bank on October 15, 2011.
Operating as a locally owned independent community bank, Blue Ridge Bank has 26 branches in Virginia and one in North Carolina.
- Headquarters
- 1 E Market St, Martinsville, VA 24112
- FDIC certificate
- 35274 ↗
Branches
27 branches in 2 states
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Virginia
26 branches
Richmond area · 7
- 4600 West Hundred Road Branch4600 W Hundred Rd, Chester, VA 23831Directions
- Colonial Heights Branch3209 Boulevard, Colonial Heights, VA 23834Directions
- Tuckahoe Branch900 N Parham Rd, Henrico, VA 23229Directions
- Monument Branch1965 Wakefield Ave, Petersburg, VA 23805Directions
- Bayberry Richmond Branch1801 Bayberry Ct, Richmond, VA 23226Directions
- Patterson Branch5711 Patterson Ave, Richmond, VA 23226Directions
- Robious Branch11450 Robious Rd, Richmond, VA 23235Directions
Washington area · 2
- Culpeper Office Branch701 S Main St, Culpeper, VA 22701Directions
- Fredericksburg Branch10645 Courthouse Rd, Fredericksburg, VA 22407Directions
Lake of the Woods area · 2
- Gordonsville Branch104 S Main St, Gordonsville, VA 22942Directions
- Orange Branch169 Madison Rd, Orange, VA 22960Directions
Virginia Beach area · 2
- 1703 N Main Street Branch1703 N Main St, Suffolk, VA 23434Directions
- Virginia Beach Branch300 32nd St, Virginia Beach, VA 23451Directions
Martinsville area · 1
- Blue Ridge Bank, National AssociationMain office1 E Market St, Martinsville, VA 24112Directions
Callao area · 1
- Callao Branch18 Sandy St, Callao, VA 22435Directions
Charlottesville area · 1
- Charlottesville Branch1807 Seminole Trl, Charlottesville, VA 22901Directions
Harrisonburg area · 1
- Harrisonburg Branch563 Neff Ave, Harrisonburg, VA 22801Directions
Hartfield area · 1
- Hartfield Branch10880 General Puller Hwy, Hartfield, VA 23071Directions
Kilmarnock area · 1
- Kilmarnock Branch100 S Main St, Kilmarnock, VA 22482Directions
Louisa area · 1
- Louisa Branch408 East Main St, Louisa, VA 23093Directions
Luray area · 1
- Luray Branch17 W Main St, Luray, VA 22835Directions
Mineral area · 1
- Mineral Branch430 Mineral Ave, Mineral, VA 23117Directions
Montross area · 1
- Montross Branch15648 Kings Highway, Montross, VA 22520Directions
Shenandoah area · 1
- Shenandoah Branch600 S 3rd St, Shenandoah, VA 22849Directions
Warsaw area · 1
- Warsaw Branch4935 Richmond Rd, Warsaw, VA 22572Directions
White Stone area · 1
- White Stone Branch708 Rappahannock Dr, White Stone, VA 22578Directions
North Carolina
1 branch
- Greensboro Branch3202 Northline Ave, Greensboro, NC 27408Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.23% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.68% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.01% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $98 | $88 | — |
- CapitalLeverage ratio11.23%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.68%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.01%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$98Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Blue Ridge Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.