Bank · FDIC insured
United Bank
A $33.6B bank, the 66th largest of 4,207, headquartered in Fairfax, VA, with 235 branches in 9 states. Best rates: CDs 4.05% and savings 0.10% APY.
United Bank Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#91 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank
United Bank has provided banking services since opening its doors in 1839 in Parkersburg.
United Bank operates more than 240 offices across eight states and Washington, D.C. as a subsidiary of publicly traded United Bankshares, Inc.
- Headquarters
- 11185 Fairfax Blvd, Fairfax, VA 22030
- FDIC certificate
- 22858 ↗
Branches
235 branches in 9 states
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Virginia
80 branchesWest Virginia
48 branchesNorth Carolina
43 branchesSouth Carolina
25 branchesGeorgia
16 branchesMaryland
11 branchesDistrict of Columbia
7 branchesPennsylvania
4 branchesOhio
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.60% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.44% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.56% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $92 | $85 | — |
- CapitalLeverage ratio11.60%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.44%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.56%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$92Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.