Bank · FDIC insured
Woodforest National Bank CD Rates
Woodforest National Bank’s best CD rate is 4.25% APY on a 9-month CD. Terms run from 1 month to 5 years. Rates checked October 6, 2026.
How Woodforest National Bank’s CD rates compare
Compared with banks and credit unions near Houston, TX, where Woodforest National Bank has the most branches. $10,000, best rate first.
This bank’s best
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Certificates of Deposit
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
Woodforest National Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo1.40%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woodforest National Bank ranks
By CD score, in each area where it has branches
- #44 of 93Houston-Pasadena-The Woodlands, TX metro111
- #47 of 100Dallas-Fort Worth-Arlington, TX metro38
- #20 of 34Charlotte-Concord-Gastonia, NC-SC metro23
- #19 of 43San Antonio-New Braunfels, TX metro20
- #14 of 28Virginia Beach-Chesapeake-Norfolk, VA-NC metro14
- #44 of 112Chicago-Naperville-Elgin, IL-IN metro12
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 11 terms
A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.25% | $2 |
| 3 months | 2.00% | $50 |
| 6 months | 2.25% | $112 |
| 8 monthsSpecial Promotional APY is subject to change without notice. This offer is valid for consumers only. At maturity, the 8-month CD term will auto-renew to a 6-month CD term at the then-current rate. This is a limited time offer and may be withdrawn at any time without notice | 3.50% | $232 |
| 9 monthsSpecial Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice | 4.25% | $317 |
| 12 months | 2.00% | $200 |
| 13 monthsSpecial Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. At maturity, the 13-month CD term will auto-renew to a 1-year CD term at the then-current rate. This is a limited time offer and may be withdrawn at any time without notice | 4.00% | $434 |
| 24 months | 2.25% | $455 |
| 36 months | 1.40% | $426 |
| 48 months | 1.15% | $468 |
| 60 months | 1.25% | $641 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts
Up to 2.25%APY · 6 terms
A minimum amount of $500.00 is required to open an account for Certificates of Deposit and IRAs. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD & IRA withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.25% | $112 |
| 12 months | 2.00% | $200 |
| 24 months | 2.25% | $455 |
| 36 months | 1.40% | $426 |
| 48 months | 1.15% | $468 |
| 60 months | 1.25% | $641 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.