Credit union · NCUA insured
Hopewell Chemical FCU
A $54.9M credit union headquartered in Hopewell, VA, with 3,243 members and 2 branches in Virginia. Best rates: CDs 3.70% and savings 0.10% APY.
Hopewell Chemical FCU Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#12 of 34 in Richmond, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hopewell Chemical FCU
- Headquarters
- 702 Elm St, Hopewell, VA 23860
- NCUA charter
- 16605
Branches
2 branches in Virginia
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Virginia
2 branches
- Corporate OfficeMain office702 Elm St, Hopewell, VA 23860Directions
- Dixiecon Branch Hopewell Chemical FCU2000 Richmond Hwy, Richmond, VA 23224Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.81% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.31% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.52% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $45 | $59 | — |
- CapitalNet worth ratio10.81%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.31%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$45Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hopewell Chemical FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.