Bank · FDIC insured
Chesapeake Bank CD Rates
Top CarrotChesapeake Bank’s best CD rate is 4.00% APY on an 18-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Chesapeake Bank’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Chesapeake Bank has the most branches. $10,000, best rate first.
This bank’s best
Chesapeake Bank
4.00%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $606
Certificates of Deposit (CDs)
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Chesapeake Bank CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo3.60%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chesapeake Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.00%APY · 10 terms
Penalty for early withdrawal. No additional deposits until maturity. Automatically renews within 10 calendar days of maturity at current market value.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30 day term. $1,000 minimum balance | 0.50% | $4 |
| 3 months90 day term. $1,000 minimum balance | 0.50% | $12 |
| 6 months182 day term. $1,000 minimum balance | 2.55% | $127 |
| 7 monthsSpecial certificate rate. $1,000 minimum balance | 3.40% | $197 |
| 13 monthsSpecial certificate rate. $1,000 minimum balance | 3.75% | $407 |
| 18 months$1,000 minimum balance | 4.00% | $606 |
| 24 months$1,000 minimum balance | 3.90% | $795 |
| 36 months$1,000 minimum balance | 2.15% | $659 |
| 37 monthsSpecial certificate rate. $1,000 minimum balance | 3.60% | $1,152 |
| 60 months$1,000 minimum balance | 2.75% | $1,453 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 3.00%APY · 2 terms
Penalty for early withdrawal. Automatically renews within 10 calendar days of maturity at current market value. Applicable to Traditional and Roth IRAs. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to Traditional IRA and Roth IRA. $100 minimum | 3.00% | $300 |
| 36 monthsApplies to Traditional IRA and Roth IRA. $100 minimum | 2.15% | $659 |
Sources (3)
All captured Sep 19, 2026
Opening an account
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