Bank · FDIC insured
Chesapeake Bank
Top CarrotA $1.7B bank headquartered in Kilmarnock, VA, with 17 branches in Virginia. Best rates: CDs 4.00% and savings 2.31% APY.
Chesapeake Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#9 of 35 in Virginia Beach, VA-NC metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Chesapeake Bank
Founded in 1900 along the shores of the Northern Neck, Chesapeake Bank is headquartered in Kilmarnock, Virginia.
In 1968, the bank established a floating Boat 'N Bank to serve workers at the Irvington oyster packing plant.
- Headquarters
- 97 N Main St, Kilmarnock, VA 22482
- FDIC certificate
- 6862 ↗
Branches
17 branches in Virginia
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Virginia
17 branches
Virginia Beach area · 8
- Gloucester Branch6793 George Washington Memorial Hwy, Gloucester, VA 23061Directions
- Hayes Branch3029 George Washington Memorial Hwy, Hayes, VA 23072Directions
- Mathews Branch10458 Buckley Hall Rd, Mathews, VA 23109Directions
- Five Forks Branch4492 John Tyler Hwy, Williamsburg, VA 23185Directions
- Lafayette Branch1229 Lafayette St, Williamsburg, VA 23185Directions
- Lightfoot Branch6619 Richmond Rd, Williamsburg, VA 23188Directions
- Patriots Colony Branch6000 Patriots Colony Dr, Williamsburg, VA 23188Directions
- Williamsburg Landing Branch5700 Williamsburg Landing Dr, Williamsburg, VA 23185Directions
Richmond area · 5
- Chesterfield Branch10000 Courtview Ln, Chesterfield, VA 23832Directions
- Cedarfield Ccrc Branch2300 Cedarfield Pkwy, Richmond, VA 23233Directions
- Lakewood Manor Branch1900 Lauderdale Dr, Richmond, VA 23238Directions
- Patterson Avenue Branch5501 Patterson Ave, Richmond, VA 23226Directions
- Westminster Canterbury - Richmond Branch1600 Westbrook Avenue, Richmond, VA 23227Directions
Irvington area · 2
- Irvington Branch98 King Carter Dr, Irvington, VA 22480Directions
- Westminster-Canterbury Branch10 Lancaster Rd, Irvington, VA 22480Directions
Kilmarnock area · 1
- Chesapeake BankMain office97 N Main St, Kilmarnock, VA 22482Directions
Lancaster area · 1
- Lively Branch2824 White Chapel Rd, Lancaster, VA 22503Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.18% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.24% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.78% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $75 | $88 | — |
- CapitalLeverage ratio11.18%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.78%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$75Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Chesapeake Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.