Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Madison, WI metro
Showing 1–25 of 38 scored for CDs
- 98CD score#1 in Madison, WI metro
- Farmers & Merchants State Bank3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.50% · 31–60 mo 4.50%
Bank · 1 branch
96CD score#2 in Madison, WI metro - Blackhawk Community Credit Union3–8 mo 4.00% · 9–15 mo 4.10% · 16–30 mo 4.35% · 31–60 mo 4.45%
Credit union · 1 branch
95CD score#3 in Madison, WI metro - Madison Fire Department Credit Union3–8 mo 3.05% · 9–15 mo 4.30% · 16–30 mo 4.55% · 31–60 mo 3.70%
Credit union · 1 branch
93CD score#4 in Madison, WI metro - Landmark Credit Union3–8 mo 1.00% · 9–15 mo 4.40% · 16–30 mo 4.40% · 31–60 mo 4.40%
Credit union · 2 branches
93CD score#5 in Madison, WI metro - Marine Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.50% · 31–60 mo 4.50%
Credit union · 2 branches
92CD score#6 in Madison, WI metro - Summit Credit Union3–8 mo 4.10% · 9–15 mo 3.55% · 16–30 mo 4.50% · 31–60 mo 3.75%
Credit union · 27 branches
92CD score#7 in Madison, WI metro - The Bank of New Glarus3–8 mo 3.75% · 9–15 mo 4.25% · 16–30 mo 4.50% · 31–60 mo 1.50%
Bank · 6 branches
90CD score#8 in Madison, WI metro - 90CD score#9 in Madison, WI metro
- Wings Credit Union3–8 mo 3.80% · 9–15 mo 3.85% · 16–30 mo 4.10% · 31–60 mo 4.15%
Credit union · 2 branches
89CD score#10 in Madison, WI metro - UW Credit Union3–8 mo 4.05% · 9–15 mo 4.20% · 16–30 mo 3.50% · 31–60 mo 3.30%
Credit union · 17 branches
89CD score#11 in Madison, WI metro - 88CD score#12 in Madison, WI metro
- Dupaco Community Credit Union3–8 mo 3.40% · 9–15 mo 4.05% · 16–30 mo 4.20% · 31–60 mo 2.10%
Credit union · 2 branches
87CD score#13 in Madison, WI metro - WCCU Credit Union3–8 mo 3.60% · 9–15 mo 3.75% · 16–30 mo 4.20% · 31–60 mo 3.50%
Credit union · 1 branch
86CD score#14 in Madison, WI metro - Heartland Credit Union3–8 mo 1.30% · 9–15 mo 4.25% · 16–30 mo 3.60% · 31–60 mo 3.50%
Credit union · 9 branches
86CD score#15 in Madison, WI metro - 85CD score#16 in Madison, WI metro
- 85CD score#17 in Madison, WI metro
- National Exchange Bank & Trust3–8 mo 3.78% · 9–15 mo 3.76% · 16–30 mo 4.00% · 31–60 mo 3.30%
Bank · 2 branches
85CD score#18 in Madison, WI metro - 84CD score#19 in Madison, WI metro
- Farmers & Merchants Union Bank3–8 mo 2.00% · 9–15 mo 3.43% · 16–30 mo 3.79% · 31–60 mo 4.04%
Bank · 6 branches
84CD score#20 in Madison, WI metro - 84CD score#21 in Madison, WI metro
- WEA Credit Union3–8 mo 1.75% · 9–15 mo 4.25% · 16–30 mo 2.55% · 31–60 mo 3.25%
Credit union · 1 branch
82CD score#22 in Madison, WI metro - 82CD score#23 in Madison, WI metro
- First Community Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 0.85% · 31–60 mo 1.06%
Credit union · 1 branch
82CD score#24 in Madison, WI metro - 81CD score#25 in Madison, WI metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 18 of the 56 institutions with a branch in Madison, WI metro have too few rates published or captured to score. Rankings are a preview, not awards.