Credit union · NCUA insured
WEA Credit Union CD Rates
WEA Credit Union’s best CD rate is 4.25% APY on a 15-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How WEA Credit Union’s CD rates compare
Compared with banks and credit unions near Madison, WI, where WEA Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WEA Credit Union
4.25%APY
- Term
- 15 months
- Minimum
- —
- Earns on $10,000
- $534
Share Certificate Special
Top rate
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
WEA Credit Union CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo2.55%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WEA Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Special
4.25%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months | 4.25% | $534 |
Share Certificates (CDs)
Up to 3.25%APY · 9 terms
Fixed dividend rate. Early withdrawal penalties may apply. Special rates available for CDs of $100,000 or more.
| Term | APY · Any balance | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsPaid at maturity | — | — | 0.55% | 0.55% | $14 |
| 6 monthsPaid quarterly | 1.75% | — | — | 1.75% | $87 |
| 12 monthsPaid quarterly | — | 2.15% | — | 2.15% | $215 |
| 18 monthsPaid quarterly | 2.25% | — | — | 2.25% | $339 |
| 24 monthsPaid quarterly | 2.50% | — | — | 2.50% | $506 |
| 30 monthsPaid quarterly | 2.55% | — | — | 2.55% | $650 |
| 36 monthsPaid quarterly | 3.25% | — | — | 3.25% | $1,007 |
| 48 monthsPaid quarterly | 3.25% | — | — | 3.25% | $1,365 |
| 60 monthsPaid quarterly | 3.25% | — | — | 3.25% | $1,734 |
Special-purpose accounts
Youth Share Certificate
5.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 5.00% | $500 |
Sources (1)
- weacu.com · captured Oct 5, 2026
Who can join WEA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person that lives or works within a 10-mile radius of any WEA Credit Union office is eligible for membership.
Employers and groups
- Members, employees, and retirees of the Wisconsin Education Association Council are eligible for membership.
- Members, employees, and retirees of WEA, Inc. are eligible for membership.
- Employees and retirees of the WEA Insurance Trust and any of its wholly-owned subsidiaries or affiliates are eligible for membership.
- Employees and retirees of the WEA Member Benefit Trust and any of its wholly-owned subsidiaries or affiliates are eligible for membership.
Military, government and schools
- All employees and retirees of any Wisconsin educational organization are eligible for membership.
1 more way to join
Family and household
- Immediate family members of any eligible person are eligible for membership.
Cost to join
- Opening a membership requires depositing at least $5 into a Daily Share Savings Account.
Membership information collected October 5, 2026.