Bank · FDIC insured
Lake Ridge Bank
A $3.4B bank, the 379th largest of 4,207, headquartered in Middleton, WI, with 19 branches in Wisconsin. Best rates: CDs 4.22% and savings 2.84% APY.
Lake Ridge Bank Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#6 of 39 in Madison, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Lake Ridge Bank
Lake Ridge Bank operates with deep roots in Wisconsin's Dane, Green, and Rock counties.
The bank is associated with the holding company Lake Ridge Bancorp, Inc.
- Headquarters
- 8301 University Ave, Middleton, WI 53562
- FDIC certificate
- 15091 ↗
Branches
19 branches in Wisconsin
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Wisconsin
19 branches
Madison area · 16
- Lake Ridge BankMain office8301 University Ave, Middleton, WI 53562Directions
- Belleville Branch110 Greenway Cross Ct, Belleville, WI 53508Directions
- Black Earth Branch1030 Mills St, Black Earth, WI 53515Directions
- Brooklyn Branch229 Douglas Dr, Brooklyn, WI 53521Directions
- Cottage Grove Branch341 W Cottage Grove Rd, Cottage Grove, WI 53527Directions
- Cross Plains Branch - Main2615 Westview Ct, Cross Plains, WI 53528Directions
- Cross Plains Branch - Motor2535 Main St, Cross Plains, WI 53528Directions
- Madison Branch - Atwood1965 Atwood Ave, Madison, WI 53704Directions
- Middleton Branch - Parmenter3207 Parmenter St, Middleton, WI 53562Directions
- Monona Branch - Bridge Rd6430 Bridge Rd, Monona, WI 53713Directions
- Monona Branch - Monona Dr5515 Monona Dr, Monona, WI 53716Directions
- Mount Horeb Branch1740 Springdale St, Mount Horeb, WI 53572Directions
- New Glarus Branch512 Highway 69, New Glarus, WI 53574Directions
- Oregon Branch883 N Main St, Oregon, WI 53575Directions
- Verona Branch108 N Main St, Verona, WI 53593Directions
- Waunakee Branch610 W Main St, Waunakee, WI 53597Directions
Janesville area · 2
- Evansville Branch2 E Main St, Evansville, WI 53536Directions
- Lake Ridge Bank Branch2605 Kennedy Rd, Janesville, WI 53545Directions
Baraboo area · 1
- Sauk City Branch603 Phillips Blvd, Sauk City, WI 53583Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.95% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.34% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.05% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio9.95%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.34%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.05%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Lake Ridge Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.