Credit union · NCUA insured
WEA Credit Union
A $42.1M credit union headquartered in Madison, WI, with 2,831 members and 1 branch in Wisconsin. Best rates: CDs 4.25% and savings 0.55% APY.
WEA Credit Union Carrot Score
75
Carrot Score
Higher than 40% of U.S. banks and credit unions
#21 of 39 in Madison, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WEA Credit Union
Established in Madison, Wisconsin in 1931 by WEAC as Wisconsin Education Association Credit Union, the institution was founded to offer financial services to Wisconsin teachers.
The member-owned cooperative remains committed to serving Wisconsin's teachers and their families.
- Headquarters
- 33 Nob Hill Rd, Madison, WI 53713
- NCUA charter
- 66677
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person that lives or works within a 10-mile radius of any WEA Credit Union office is eligible for membership.
Employers and groups
- Members, employees, and retirees of the Wisconsin Education Association Council are eligible for membership.
- Members, employees, and retirees of WEA, Inc. are eligible for membership.
- Employees and retirees of the WEA Insurance Trust and any of its wholly-owned subsidiaries or affiliates are eligible for membership.
- Employees and retirees of the WEA Member Benefit Trust and any of its wholly-owned subsidiaries or affiliates are eligible for membership.
Military, government and schools
- All employees and retirees of any Wisconsin educational organization are eligible for membership.
1 more way to join
Family and household
- Immediate family members of any eligible person are eligible for membership.
Cost to join
- Opening a membership requires depositing at least $5 into a Daily Share Savings Account.
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- OfficeMain office33 Nob Hill Rd, Madison, WI 53713Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.15% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $68 | $59 | — |
- CapitalNet worth ratio11.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.15%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$68Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WEA Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.