Credit union · NCUA insured
Dupaco Community Credit Union CD Rates
Dupaco Community Credit Union’s best CD rate is 4.30% APY on a 17-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Dupaco Community Credit Union’s CD rates compare
Compared with banks and credit unions near Dubuque, IA, where Dupaco Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dupaco Community Credit Union
4.20%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $600
Special Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
Dupaco Community Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo2.10%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dupaco Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Certificates
Up to 4.20%APY · 2 terms
Dividends compounded and credited semi-annually. Penalty will be imposed for early withdrawal. Fees could reduce earnings.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 10 monthsFixed Certificate Special. Minimum amount required to open is $1,000 | 4.05% | — | 4.05% | $336 |
| 10 monthsFixed Jumbo Certificate Special. Minimum amount required to open is $100,000 | — | 4.15% | —4.15% from $100k | — |
| 17 monthsFixed Certificate Special. Minimum amount required to open is $1,000 | 4.20% | — | 4.20% | $600 |
| 17 monthsFixed Jumbo Certificate Special. Minimum amount required to open is $100,000 | — | 4.30% | —4.30% from $100k | — |
Regular Certificates
Up to 3.40%APY · 8 terms
Minimum amount required to open any Term Share Certificate is $1,000. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.40% | $169 |
| 12 months | 3.40% | $340 |
| 18 months | 2.70% | $408 |
| 24 months | 2.50% | $506 |
| 30 months | 2.30% | $585 |
| 36 months | 2.10% | $643 |
| 48 months | 1.90% | $782 |
| 60 months | 1.80% | $933 |
Special-purpose accounts
Special IRAs (Fixed IRA Certificate Specials)
Up to 4.20%APY · 2 terms
Dividends compounded and credited semi-annually. A penalty will be imposed for early withdrawal. Fees may reduce earnings. Minimum to open Dupaco IRA Plan is $1,000.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 10 months10 Month Fixed Jumbo Special (Roth / Traditional). Minimum amount required to open is $100,000 | — | 4.15% | —4.15% from $100k | — |
| 10 months10 Month Fixed Special (Roth / Traditional). Minimum amount required to open is $1,000 | 4.05% | — | 4.05% | $336 |
| 17 months17 Month Fixed Jumbo Special (Roth / Traditional). Minimum amount required to open is $100,000 | — | 4.30% | —4.30% from $100k | — |
| 17 months17 Month Fixed Special (Roth / Traditional). Minimum amount required to open is $1,000 | 4.20% | — | 4.20% | $600 |
Regular IRAs (Fixed IRA Term Certificates)
Up to 2.70%APY · 3 terms
Fixed IRA term-share certificates. A penalty may be incurred for early withdrawals. Fees may reduce earnings. Minimum to open Dupaco IRA Plan is $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsRoth / Traditional 18 Months | 2.70% | $408 |
| 36 monthsRoth / Traditional 36 Months | 2.10% | $643 |
| 60 monthsRoth / Traditional 60 Months | 1.80% | $933 |
Who can join Dupaco Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work within Dupaco's charter area.
Employers and groups
- Eligibility is open to members of the Rural Ideas Network.
Family and household
- Eligibility is open to individuals who have an immediate family member who is a member.
Cost to join
- Opening membership requires a one-time share deposit of at least $25 into a savings account.
Membership information collected October 4, 2026.