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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Madison, WI metro

  1. Top Carrot, Carrot Score 89
    Madison Fire Department Credit UnionShare CertificateCD · 16 months · $5,000 min

    Credit union · 1 branch

    4.55%APY$611 over 16 months on $10,000
  2. Summit Credit UnionRegular CertificateCD · 16 months · $5,000 min

    Credit union · 27 branches

    4.50%APY$604 over 16 months on $10,000
  3. The Bank of New GlarusCertificates of DepositCD · 24 months · $2,000 min

    Bank · 6 branches

    4.50%APY$920 over 24 months on $10,000intro rate
  4. Farmers & Merchants State BankCertificates of DepositCD · 25 months · $500 min

    Bank · 1 branch

    4.50%APY$960 over 25 months on $10,000intro rate
  5. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.50%APY$2,462 over 60 months on $10,000
  6. Bank of DeerfieldCertificate of DepositCD · 36 months · $500 min · 4.27%–4.45% by balance

    Bank · 2 branches

    4.45%APY$1,395 over 36 months on $10,000
  7. Top Carrot, Carrot Score 90
    Blackhawk Community Credit UnionShare CertificateCD · 60 months · $1,000 min · 3.95%–4.45% by balance

    Credit union · 1 branch

    4.45%APY$2,432 over 60 months on $10,000
  8. Landmark Credit UnionCertificate AccountCD · 12 months · $500 min

    Credit union · 2 branches

    4.40%APY$440 over 1 year on $10,000
  9. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 13 branches

    4.40%APY$478 over 13 months on $10,000
  10. Union Federal Savings and LoanCertificate of DepositCD · 48 months · $200 min

    Bank · 1 branch

    4.33%APY$1,848 over 48 months on $10,000
  11. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 4 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  12. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificate SpecialCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  13. Heartland Credit UnionCertificateCD · 14 months · $500 min

    Credit union · 9 branches

    4.25%APY$498 over 14 months on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 4 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  15. WEA Credit UnionShare Certificate SpecialCD · 15 months

    Credit union · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Madison, WI metro

491 CDs at 39 banks and credit unions · checked Oct 16–22

Typical
2.52%
Top 10% from
4.15%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Madison, WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UW Credit UnionCredit union · 17 branches
  2. Marine Credit UnionCredit union · 2 branches
  3. Blackhawk Community Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate