Credit union · NCUA insured
Dupaco Community Credit Union
A $3.6B credit union, the 138th largest of 4,329, headquartered in Dubuque, IA, with 181,196 members and 22 branches in 3 states. Best rates: CDs 4.30% and savings 2.25% APY.
Dupaco Community Credit Union Carrot Score
79
Carrot Score
Higher than 49% of U.S. banks and credit unions
#6 of 11 in Dubuque, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dupaco Community Credit Union
Dupaco Community Credit Union is a member-owned cooperative founded in 1948 in Dubuque, Iowa.
Originating when 10 meatpacking employees pooled $5 each, the financial institution now operates 23 branches across Iowa, Illinois, and Wisconsin.
- Headquarters
- 1000 Jackson St, Dubuque, IA 52001
- NCUA charter
- 64049
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work within Dupaco's charter area.
Employers and groups
- Eligibility is open to members of the Rural Ideas Network.
Family and household
- Eligibility is open to individuals who have an immediate family member who is a member.
Cost to join
- Opening membership requires a one-time share deposit of at least $25 into a savings account.
Branches
22 branches in 3 states
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Iowa
18 branches
Dubuque area · 6
- Jfk3299 Hillcrest Rd, Dubuque, IA 52001Directions
- Key West2245 Flint Hill Dr, Dubuque, IA 52003Directions
- Pennsylvania3999 Pennsylvania Ave, Dubuque, IA 52002Directions
- Sycamore1465 Sycamore St, Dubuque, IA 52001Directions
- Dyersville807 9th St SE, Dyersville, IA 52040Directions
- Peosta185 Peosta St, Peosta, IA 52068Directions
Cedar Rapids area · 4
- Cedar Rapids 1st Avenue110 35th Street Dr SE, Cedar Rapids, IA 52403Directions
- Cedar Rapids Edgewood4615 Cross Pointe Blvd, NE, Cedar Rapids, IA 52404Directions
- Cedar Rapids Williams3131 Williams Blvd SW, Cedar Rapids, IA 52404Directions
- Marion5970 Carlson Way, Marion, IA 52302Directions
Waterloo area · 3
- Cedar Falls Learning Lab126 Brandilynn Blvd, Cedar Falls, IA 50613Directions
- San Marnan1946 Schukei Rd, Waterloo, IA 50702Directions
- Waterloo Mullan218 W Mullan Ave, Waterloo, IA 50701Directions
Des Moines area · 2
- Grimes1701 E. First St., Grimes, IA 50111Directions
- Waukee Learning Lab1090 E. Hickman Rd, Waukee, IA 50263Directions
Carroll area · 1
- Carroll503 W US Highway 30, Carroll, IA 51401Directions
Iowa City area · 1
- Coralville2530 Corridor Way Ste 101, Coralville, IA 52241Directions
Manchester area · 1
- Manchester1200 W Main St, Manchester, IA 52057Directions
Wisconsin
3 branches
Madison area · 2
- Madison E Washington Ave3762 E Washington Ave, Madison, WI 53704Directions
- Madison Mineral Point Rd7701 Mineral Point Rd, Madison, WI 53717Directions
Platteville area · 1
- Platteville1100 E Business Highway 151, Platteville, WI 53818Directions
Illinois
1 branch
- Galena11375 Oldenburg Ln, Galena, IL 61036Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.33% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.77% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.11% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalNet worth ratio13.33%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.77%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.11%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dupaco Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.