Bank · FDIC insured
Great Midwest Bank CD Rates
Great Midwest Bank’s best CD rate is 4.10% APY on a 21-month CD. Terms run from 6 months to 6 years. Rates checked October 16, 2026.
How Great Midwest Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Great Midwest Bank has the most branches. $10,000, best rate first.
This bank’s best
Great Midwest Bank
4.10%APY
- Term
- 21 months
- Minimum
- $5,000
- Earns on $10,000
- $728
Certificates of Deposit
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Great Midwest Bank CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Midwest Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.10%APY · 8 terms
A penalty may exist for early withdrawal on all Certificates of Deposit accounts and IRAs. Rates subject to change at any time.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsThe annual percentage yield (APY) assumes that the initial deposit and interest is rolled over for a year’s time. A withdrawal will reduce earnings | — | 3.45% | — | 3.45% | $171 |
| 12 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $300 |
| 15 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | — | — | 3.95% | 3.95% | $496 |
| 21 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | — | — | 4.10% | 4.10% | $728 |
| 24 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 2.50% | — | — | 2.50% | $506 |
| 48 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $1,255 |
| 60 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | — | — | 3.00% | 3.00% | $1,593 |
| 72 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $1,941 |
Sources (1)
- greatmidwestbank.com/bank-account/cds-iras · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) CD
Up to 4.10%APY · 8 terms
All of the above Certificates of Deposit are available in IRAs. A penalty may exist for early withdrawal on all Certificates of Deposit accounts and IRAs. Rates subject to change at any time. Consult with a tax professional to learn how an Individual Retirement Account can affect your tax liabilities.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsThe annual percentage yield (APY) assumes that the initial deposit and interest is rolled over for a year’s time. A withdrawal will reduce earnings | — | 3.45% | — | 3.45% | $171 |
| 12 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $300 |
| 15 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | — | — | 3.95% | 3.95% | $496 |
| 21 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | — | — | 4.10% | 4.10% | $728 |
| 24 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 2.50% | — | — | 2.50% | $506 |
| 48 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $1,255 |
| 60 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | — | — | 3.00% | 3.00% | $1,593 |
| 72 monthsThe annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings | 3.00% | — | — | 3.00% | $1,941 |
Sources (1)
- greatmidwestbank.com/bank-account/cds-iras · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.