Credit union · NCUA insured
Wings Credit Union CD Rates
Wings Credit Union’s best CD rate is 4.80% APY on a 6-month share certificate (CD). Terms run from 3 months to 7 years. Rates checked October 22, 2026.
How Wings Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Wings Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wings Credit Union
4.25%APY
- Term
- 84 months
- Minimum
- $500
- Earns on $10,000
- $3,382
Standard Certificate of Deposit
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Wings Credit Union CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.15%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wings Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
My Savings Builder Certificate
4.80%APY · 1 term
Limit of 1 certificate per primary member. Minimum initial deposit $25, maximum balance $1,000. Must schedule monthly automatic transfer deposit of at least $5. Cannot be opened as an IRA, ESA, or HSA. If monthly deposit missed or balance exceeds $1,000, converts to standard 6-month CD. Renews/rolls over into regular 6-month certificate upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRequires minimum $25 opening deposit, monthly automatic transfers of $5 or more, and maximum balance of $1,000 | 4.80% | — |
Sources (4)
- ent.com/campaigns/savings-builder-cd
- ent.com/personal/accounts/certificates
- ent.com/rates
- ent.com/pdfs/checkingandsavingsrates
All captured Oct 15, 2026
Standard Certificate of Deposit
Up to 4.25%APY · 13 terms
Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 3.75% | $92 |
| 6–11 months | 3.80% | $188 |
| 12 months | 3.85% | $385 |
| 13–17 months | 3.85% | $418 |
| 18–23 months | 3.85% | $583 |
| 24–29 months | 3.90% | $795 |
| 30–35 months | 3.90% | $1,004 |
| 36–41 months | 4.00% | $1,249 |
| 42–47 months | 4.00% | $1,471 |
| 48–53 months | 4.10% | $1,744 |
| 54–59 months | 4.10% | $1,982 |
| 60 months | 4.15% | $2,255 |
| 84 months | 4.25% | $3,382 |
Sources (1)
- ent.com/personal/accounts/certificates · captured Oct 15, 2026
17 Month Special Certificate
4.10%APY · 1 term
Limited-time promotional special rate. Membership required. $500 minimum deposit for Standard Certificates of Deposit. Automatically renews at the current non-promotional rate upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 17 monthsLimited time offer. Accurate as of 9/1/2026 | 4.10% | $586 |
Sources (3)
All captured Oct 15, 2026
Flex Certificate
Up to 3.75%APY · 3 terms
Minimum deposit $1,000. Allows member to change the dividend rate once during the term to the current Flex Certificate Rate, add to the certificate once within the first year (minimum $1,000 additional deposit), and make a one-time withdrawal of up to 50% of the current balance without penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24–29 months | 3.65% | $743 |
| 30–35 months | 3.65% | $938 |
| 36 months | 3.75% | $1,168 |
Sources (3)
All captured Oct 15, 2026
My Savings Starter Certificate
1.92%APY
Minimum deposit $25.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 1.92% | $192 |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
Youth Certificate
4.05%APY · 1 term
Available for members under 18 years of age (0-17). 12-month term certificate. $500 minimum balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable for members under 18 years of age | 4.05% | $405 |
Sources (4)
- ent.com/personal/accounts/certificates
- ent.com/personal/accounts/youth-banking
- ent.com/rates
- ent.com/pdfs/checkingandsavingsrates
All captured Oct 4, 2026
Who can join Wings Credit Union
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