Credit union · NCUA insured
Madison Fire Department Credit Union CD Rates
Top CarrotMadison Fire Department Credit Union’s best CD rate is 4.55% APY on a 16-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Madison Fire Department Credit Union’s CD rates compare
Compared with banks and credit unions near Madison, WI, where Madison Fire Department Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
Share Certificate
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
3rd-highest rate
The Bank of New Glarus
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
Madison Fire Department Credit Union CD score
93
CD score
Higher than 95% of U.S. banks and credit unions
- 3–8 months3–8 mo3.05%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo4.55%
- 31–60 months31–60 mo3.70%
- QualifiedQualified4.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Madison Fire Department Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.55%APY · 7 terms
| Term | APY · $500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months6 Month term. Requires $500 minimum balance | 3.05% | — | 3.05% | $151 |
| 11 months11 Month Special. Requires $5,000 minimum balance | — | 4.30% | 4.30% | $393 |
| 12 months12 Month term. Requires $500 minimum balance | 3.60% | — | 3.60% | $360 |
| 16 months16 Month Special. Requires $5,000 minimum balance | — | 4.55% | 4.55% | $611 |
| 18 months18 Month term. Requires $500 minimum balance | 3.60% | — | 3.60% | $545 |
| 24 months24 Month term. Requires $500 minimum balance | 3.60% | — | 3.60% | $733 |
| 36 months36 Month term. Requires $500 minimum balance | 3.70% | — | 3.70% | $1,152 |
Sources (1)
- mfdcu.org/_files/ugd/1ae941_9d…49e0a7c01235f5e98267.pdf · captured Oct 5, 2026
Who can join Madison Fire Department Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.