Bank · FDIC insured
Lake Ridge Bank CD Rates
Lake Ridge Bank’s best CD rate is 4.22% APY on a 32-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Lake Ridge Bank’s CD rates compare
Compared with banks and credit unions near Madison, WI, where Lake Ridge Bank has the most branches. $10,000, best rate first.
This bank’s best
Lake Ridge Bank
4.22%APY
- Term
- 32 months
- Minimum
- $1,000
- Earns on $10,000
- $1,165
Personal CD Specials
Top rate
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Lake Ridge Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo2.17%
- 9–15 months9–15 mo2.37%
- 16–30 months16–30 mo3.44%
- 31–60 months31–60 mo4.22%
- QualifiedQualified4.22%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lake Ridge Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal CD Specials
Up to 4.22%APY · 2 terms
Personal CD special rate. Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 22 months | 3.44% | $640 |
| 32 months | 4.22% | $1,165 |
Sources (3)
All captured Oct 5, 2026
Certificate of Deposit
Up to 2.93%APY · 7 terms
Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.76% | $44 |
| 6–11 months | 2.17% | $108 |
| 12–23 months | 2.37% | $237 |
| 24–35 months | 2.63% | $533 |
| 36–47 months | 2.78% | $857 |
| 48–59 months | 2.93% | $1,225 |
| 60 months | 2.93% | $1,553 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.