Credit union · NCUA insured
Blackhawk Community Credit Union CD Rates
Top CarrotBlackhawk Community Credit Union’s best CD rate is 4.45% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Blackhawk Community Credit Union’s CD rates compare
Compared with banks and credit unions near Janesville, WI, where Blackhawk Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Blackhawk Community Credit Union
4.45%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $2,432
Share Certificate
Top rate
Advia Credit Union
4.61%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $422
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $604
Blackhawk Community Credit Union CD score
95
CD score
Higher than 97% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo4.45%
- QualifiedQualified4.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blackhawk Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.45%APY · 8 terms
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.40% | — | 3.40% | $84 |
| 3 monthsJumbo Certificate | — | 3.90% | 3.90% | $96 |
| 6 months | 3.50% | — | 3.50% | $173 |
| 6 monthsJumbo Certificate | — | 4.00% | 4.00% | $198 |
| 12 months | 3.60% | — | 3.60% | $360 |
| 12 monthsJumbo Certificate | — | 4.10% | 4.10% | $410 |
| 18 months | 3.70% | — | 3.70% | $560 |
| 18 monthsJumbo Certificate | — | 4.20% | 4.20% | $637 |
| 24 months | 3.85% | — | 3.85% | $785 |
| 24 monthsJumbo Certificate | — | 4.35% | 4.35% | $889 |
| 36 months | 3.85% | — | 3.85% | $1,200 |
| 36 monthsJumbo Certificate | — | 4.35% | 4.35% | $1,363 |
| 48 months | 3.90% | — | 3.90% | $1,654 |
| 48 monthsJumbo Certificate | — | 4.40% | 4.40% | $1,880 |
| 60 months | 3.95% | — | 3.95% | $2,137 |
| 60 monthsJumbo Certificate | — | 4.45% | 4.45% | $2,432 |
Smart Saver Certificate
1.96%APY · 1 term
Features no minimum and up to a 12-month term; members can deposit anytime. Available with youth savings accounts (Money Minder and Money Maker).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsDeposit anytime; no minimum balance requirement | 1.96% | $196 |
Special-purpose accounts
IRA Certificate
Up to 4.45%APY · 6 terms
Terms from 12 months to 5 years (no 3-month or 6-month terms available for IRA).
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.60% | — | 3.60% | $360 |
| 12 monthsIRA Jumbo Certificate | — | 4.10% | 4.10% | $410 |
| 18 months | 3.70% | — | 3.70% | $560 |
| 18 monthsIRA Jumbo Certificate | — | 4.20% | 4.20% | $637 |
| 24 months | 3.85% | — | 3.85% | $785 |
| 24 monthsIRA Jumbo Certificate | — | 4.35% | 4.35% | $889 |
| 36 months | 3.85% | — | 3.85% | $1,200 |
| 36 monthsIRA Jumbo Certificate | — | 4.35% | 4.35% | $1,363 |
| 48 months | 3.90% | — | 3.90% | $1,654 |
| 48 monthsIRA Jumbo Certificate | — | 4.40% | 4.40% | $1,880 |
| 60 months | 3.95% | — | 3.95% | $2,137 |
| 60 monthsIRA Jumbo Certificate | — | 4.45% | 4.45% | $2,432 |
Sources (1)
- bhccu.org/rates · captured Oct 16, 2026
Who can join Blackhawk Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or own property in Rock, Walworth, Green, Jefferson, Dane, Kenosha, Racine, Waukesha, or Milwaukee County (WI), or Winnebago, Boone, Lake, or McHenry County (IL) are eligible for membership.
Family and household
- Immediate family members of individuals who live, work, attend school, or own property within the 13-county field of membership are eligible for membership.
Other ways
- Businesses, organizations, and associations qualify for membership if a majority of their directors, members, or owners meet eligibility requirements, or if the entity has a physical location within the field of membership.
Membership information collected October 5, 2026.