Credit union · NCUA insured
Marine Credit Union CD Rates
Top CarrotMarine Credit Union’s best CD rate is 4.55% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Marine Credit Union’s CD rates compare
Compared with banks and credit unions near Eau Claire, WI, where Marine Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Marine Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- —
- Earns on $10,000
- $2,462
Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Co-op Credit Union
4.70%APY
- Term
- 18 months
- Minimum
- $100
- Earns on $10,000
- $713
Marine Credit Union CD score
92
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marine Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 4.55%APY · 8 terms
Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.55% | — |
| 6 months | 3.05% | — |
| 12 months | 4.05% | — |
| 18 months | 3.30% | — |
| 24 months | 3.55% | — |
| 36 months | 3.80% | — |
| 48 months | 4.05% | — |
| 60 months | 4.55% | — |
Sources (1)
- marinecu.com/rates · captured Oct 5, 2026
Certificates
Up to 4.50%APY · 8 terms
Membership required. Penalty may be imposed for early withdrawal and subject to account closure. APY assumes principal and interest remain on deposit for full term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.50% | $37 |
| 6 months | 3.00% | $149 |
| 12 months | 4.00% | $400 |
| 18 months | 3.25% | $491 |
| 24 months | 3.50% | $712 |
| 36 months | 3.75% | $1,168 |
| 48 months | 4.00% | $1,699 |
| 60 months | 4.50% | $2,462 |
Certificate Special
Up to 4.25%APY · 3 terms
Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited time offer. Minimum balance to earn dividends is $1,000 | 4.00% | $198 |
| 9 monthsLimited time offer. Minimum balance to earn dividends is $1,000 | 4.00% | $299 |
| 13 monthsLimited time offer. Minimum balance to earn dividends is $1,000 | 4.25% | $461 |
Special-purpose accounts
Jumbo Individual Retirement Account Certificates
Up to 4.66%APY · 6 terms
Traditional, Roth, and Coverdell IRA accounts. Penalty may be imposed for early withdrawal. APY assumes principal and interest remain on deposit for full term. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.15% | — |
| 18 months | 3.40% | — |
| 24 months | 3.65% | — |
| 36 months | 3.91% | — |
| 48 months | 4.15% | — |
| 60 months | 4.66% | — |
Sources (1)
- marinecu.com/rates · captured Oct 5, 2026
Individual Retirement Account Certificates
Up to 4.61%APY · 6 terms
Traditional, Roth, and Coverdell IRA accounts. Penalty may be imposed for early withdrawal. APY assumes principal and interest remain on deposit for full term. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.10% | $410 |
| 18 months | 3.35% | $507 |
| 24 months | 3.60% | $733 |
| 36 months | 3.85% | $1,200 |
| 48 months | 4.10% | $1,744 |
| 60 months | 4.61% | $2,528 |
Sources (1)
- marinecu.com/rates · captured Oct 5, 2026
IRA Certificate Special
4.25%APY · 1 term
Membership required. Available for a limited time. Penalty for early withdrawal. Fees could reduce earnings. APY assumes principal and interest remain on deposit for full term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsLimited time offer. Minimum balance to earn dividends is $1,000 | 4.25% | $461 |
Sources (1)
- marinecu.com/rates · captured Oct 5, 2026
Who can join Marine Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live in specified counties across Illinois, Minnesota, Iowa, and Wisconsin.
- Eligibility is open to individuals who work in Marine Credit Union's field of membership.
Family and household
- Eligibility is open to immediate family members of current Marine Credit Union members, including grandparents, parents, spouses, children, grandchildren, and siblings.
Cost to join
- Membership account opening requires depositing as little as $5 into a savings account.
Membership information collected October 5, 2026.