Bank · FDIC insured
Johnson Bank CD Rates
Johnson Bank’s best CD rate is 3.85% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Johnson Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Johnson Bank has the most branches. $10,000, best rate first.
This bank’s best
Johnson Bank
3.85%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $418
Certificate of Deposit (CD) Specials
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Johnson Bank CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
By term
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.85%
- 31–60 months31–60 mo3.74%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Johnson Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD) Specials
Up to 3.85%APY · 6 terms
| Term | APY · $5,000 – $100,000 | APY · $10,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 – $500,000 | APY · $500,000 – $1,000,000 | APY · $1,000,000 – $2,000,000 | APY · $2,000,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 5 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.22% | — | 3.22% | 3.22% | 3.22% | 3.22% | 3.22% | 3.22%3.22% $100k–$250k3.22% $250k–$500k3.22% $500k–$1,000k3.22% $1,000k–$2,000k3.22% from $2,000k | $133 |
| 7 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.82% | — | 3.82% | 3.82% | 3.82% | 3.82% | 3.82% | 3.82%3.82% $100k–$250k3.82% $250k–$500k3.82% $500k–$1,000k3.82% $1,000k–$2,000k3.82% from $2,000k | $221 |
| 9 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.40% | — | 3.40% | 3.40% | 3.40% | 3.40% | 3.40% | 3.40%3.40% $100k–$250k3.40% $250k–$500k3.40% $500k–$1,000k3.40% $1,000k–$2,000k3.40% from $2,000k | $254 |
| 13 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.85% | — | 3.85% | 3.85% | 3.85% | 3.85% | 3.85% | 3.85%3.85% $100k–$250k3.85% $250k–$500k3.85% $500k–$1,000k3.85% $1,000k–$2,000k3.85% from $2,000k | $418 |
| 18 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.85% | — | 3.85% | 3.85% | 3.85% | 3.85% | 3.85% | 3.85%3.85% $100k–$250k3.85% $250k–$500k3.85% $500k–$1,000k3.85% $1,000k–$2,000k3.85% from $2,000k | $583 |
| 33 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 3.74% | 3.74% | 3.74% | 3.74% | 3.74% | 3.74% | 3.74%3.74% $100k–$250k3.74% $250k–$500k3.74% $500k–$1,000k3.74% $1,000k–$2,000k3.74% from $2,000k | $1,062 |
Sources (1)
- johnsonfinancialgroup.com/bank-deposit-rates · captured Oct 16, 2026
Certificate of Deposits (CDs)
Up to 3.00%APY · 7 terms
| Term | APY · $2,000 and up | APY · $2,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 – $500,000 | APY · $500,000 – $1,000,000 | APY · $1,000,000 – $2,000,000 | APY · $2,000,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 3 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 1.76% | — | — | — | — | — | — | 1.76% | $44 |
| 6 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 2.01% | 2.01% | 2.01% | 2.01% | 2.01% | 2.01% | 2.01%2.01% $100k–$250k2.01% $250k–$500k2.01% $500k–$1,000k2.01% $1,000k–$2,000k2.01% from $2,000k | $100 |
| 12 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 2.75% | — | — | — | — | — | — | 2.75% | $275 |
| 24 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 2.80% | — | — | — | — | — | — | 2.80% | $568 |
| 36 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 2.85% | — | — | — | — | — | — | 2.85% | $880 |
| 48 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 2.95% | — | — | — | — | — | — | 2.95% | $1,233 |
| 60 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.00% | — | — | — | — | — | — | 3.00% | $1,593 |
Sources (1)
- johnsonfinancialgroup.com/bank-deposit-rates · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Specials
Up to 3.85%APY · 4 terms
| Term | APY · $300 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 – $500,000 | APY · $500,000 – $1,000,000 | APY · $1,000,000 – $2,000,000 | APY · $2,000,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 9 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.40% | 3.40% | 3.40% | 3.40% | 3.40% | 3.40% | 3.40%3.40% $100k–$250k3.40% $250k–$500k3.40% $500k–$1,000k3.40% $1,000k–$2,000k3.40% from $2,000k | $254 |
| 13 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.85% | 3.85% | 3.85% | 3.85% | 3.85% | 3.85% | 3.85%3.85% $100k–$250k3.85% $250k–$500k3.85% $500k–$1,000k3.85% $1,000k–$2,000k3.85% from $2,000k | $418 |
| 18 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.85% | 3.85% | 3.85% | 3.85% | 3.85% | 3.85% | 3.85%3.85% $100k–$250k3.85% $250k–$500k3.85% $500k–$1,000k3.85% $1,000k–$2,000k3.85% from $2,000k | $583 |
| 33 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 3.74% | 3.74% | 3.74% | 3.74% | 3.74% | 3.74% | 3.74%3.74% $100k–$250k3.74% $250k–$500k3.74% $500k–$1,000k3.74% $1,000k–$2,000k3.74% from $2,000k | $1,062 |
Sources (1)
- johnsonfinancialgroup.com/bank-deposit-rates · captured Oct 16, 2026
Individual Retirement Accounts (IRAs)
Up to 3.00%APY · 6 terms
| Term | APY · $300 – $100,000 | APY · $300 and up | APY · $100,000 – $250,000 | APY · $250,000 – $500,000 | APY · $500,000 – $1,000,000 | APY · $1,000,000 – $2,000,000 | APY · $2,000,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 6 monthsInterest Payment Frequency: At Maturity; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | 2.01% | — | 2.01% | 2.01% | 2.01% | 2.01% | 2.01% | 2.01%2.01% $100k–$250k2.01% $250k–$500k2.01% $500k–$1,000k2.01% $1,000k–$2,000k2.01% from $2,000k | $100 |
| 12 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 2.75% | — | — | — | — | — | 2.75% | $275 |
| 24 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 2.80% | — | — | — | — | — | 2.80% | $568 |
| 36 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 2.85% | — | — | — | — | — | 2.85% | $880 |
| 48 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 2.95% | — | — | — | — | — | 2.95% | $1,233 |
| 60 monthsInterest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal | — | 3.00% | — | — | — | — | — | 3.00% | $1,593 |
Sources (1)
- johnsonfinancialgroup.com/bank-deposit-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.