Credit union · NCUA insured
Avestar CU
A $66.5M credit union headquartered in Waterloo, WI, with 5,873 members and 4 branches in Wisconsin. Best rates: CDs 3.91% and savings 0.15% APY.
Avestar CU Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#16 of 39 in Madison, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Avestar CU
Avestar Credit Union is based in Waterloo, Wisconsin.
- Headquarters
- 125 W Madison St, Waterloo, WI 53594
- NCUA charter
- 66537
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or employed in Columbia, Jefferson, Dane, Dodge, Iowa, or Rock Counties.
Branches
4 branches in Wisconsin
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Wisconsin
4 branches
Watertown area · 2
- Avestar MainMain office125 W Madison St, Waterloo, WI 53594Directions
- Avestar Piggly Wiggly810 N Monroe St, Waterloo, WI 53594Directions
Madison area · 2
- Madison Office3401 W Beltline Hwy, Madison, WI 53713Directions
- Avestar Marshall701 W Main St Ste 179, Marshall, WI 53559Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.90% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.35% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.54% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $91 | $59 | — |
- CapitalNet worth ratio11.90%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.35%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$91Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Avestar CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.