Bank · FDIC insured
Park Bank CD Rates
Park Bank’s best CD rate is 4.25% APY on a 37-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Park Bank’s CD rates compare
Compared with banks and credit unions near Madison, WI, where Park Bank has the most branches. $10,000, best rate first.
This bank’s best
Park Bank
4.25%APY
- Term
- 37 months
- Minimum
- $5,000
- Earns on $10,000
- $1,369
Certificates of Deposit (CDs)
Top rate
Madison Fire Department Credit Union
4.55%APY
- Term
- 16 months
- Minimum
- —
- Earns on $10,000
- $611
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Park Bank CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.25%APY · 12 terms
Penalty for early withdrawal may be imposed for CDs. Fees or withdrawals may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounding frequency: Maturity. Not available for IRAs. No minimum balance required to obtain advertised APY | 0.07% | $2 |
| 6 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 3.75% | $186 |
| 6 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.10% | $5 |
| 12 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.15% | $15 |
| 13 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 4.05% | $439 |
| 18 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.20% | $30 |
| 24 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.25% | $50 |
| 25 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 4.15% | $884 |
| 36 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.30% | $90 |
| 37 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 4.25% | $1,369 |
| 48 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.40% | $161 |
| 49 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 3.75% | $1,622 |
| 60 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.50% | $253 |
Sources (3)
- park.bank/personal/accounts/pe…avings-accounts/iras-cds
- park.bank/resources/financial-resources/account-rates
- park.bank/cd-special
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA CD)
Up to 4.25%APY · 11 terms
Traditional and Roth options available. Penalty for early withdrawal may be imposed for IRA CDs. Fees or withdrawals may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 3.75% | $186 |
| 6 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.10% | $5 |
| 12 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.15% | $15 |
| 13 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 4.05% | $439 |
| 18 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.20% | $30 |
| 24 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.25% | $50 |
| 25 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 4.15% | $884 |
| 36 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.30% | $90 |
| 37 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 4.25% | $1,369 |
| 48 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.40% | $161 |
| 49 monthsCompounding frequency: Quarterly. Minimum of $5,000 new money to Park Bank may be required. No minimum balance required to obtain advertised APY | 3.75% | $1,622 |
| 60 monthsCompounding frequency: Quarterly. No minimum balance required to obtain advertised APY | 0.50% | $253 |
Sources (3)
- park.bank/personal/accounts/pe…avings-accounts/iras-cds
- park.bank/resources/financial-resources/account-rates
- park.bank/cd-special
All captured Oct 5, 2026
Opening an account
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