Credit union · NCUA insured
UW Credit Union
Top CarrotA $6.6B credit union, the 58th largest of 4,329, headquartered in Madison, WI, with 391,476 members and 35 branches in Wisconsin. Best rates: CDs 4.25% and savings 2.93% APY.
UW Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#1 of 39 in Madison, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About UW Credit Union
UW Credit Union is a member-owned financial institution headquartered in Madison, Wisconsin.
Founded on the belief that everyone deserves financial strength, it has served members for nine decades.
- Headquarters
- 8033 Excelsior Dr, Madison, WI 53717
- NCUA charter
- 66492
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work or attend school within 5 miles of any branch location are eligible for membership.
Employers and groups
- Current and former employees of listed affiliated organizations and select employers are eligible for membership.
Military, government and schools
- Wisconsin residents who are currently enrolled at or have previously attended any accredited institution of higher education worldwide are eligible for membership.
- Employees, students, and alumni of listed University of Wisconsin schools, colleges, and extensions are eligible for membership.
Family and household
- Immediate family members (spouse, parent, child, stepchild, stepparent, grandparent, grandchild, sibling, adoptive parent/child) of any eligible person, or persons of the same residence maintaining a single economic unit, are eligible for membership.
Branches
35 branches in Wisconsin
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Wisconsin
35 branches
Madison area · 17
- Fish Hatchery2885 Fish Hatchery Rd, Fitchburg, WI 53713Directions
- Fitchburg6331 McKee Rd, Fitchburg, WI 53719Directions
- Cap Square44 E Mifflin St, Madison, WI 53703Directions
- Cottage Grove Rd3900 Monona Dr, Madison, WI 53716Directions
- East Side4101 Commercial Ave, Madison, WI 53714Directions
- Junction Road278 Junction Rd, Madison, WI 53717Directions
- Madison College3550 Anderson St Ste 145, Madison, WI 53704Directions
- Monroe St1435 Monroe St, Madison, WI 53711Directions
- Northport1422 Northport Dr, Madison, WI 53704Directions
- State St662 State St, Madison, WI 53703Directions
- Union South1308 W Dayton St, Madison, WI 53715Directions
- University Ave Branch3750 University Ave, Madison, WI 53705Directions
- Middleton High School2100 Bristol St, Middleton, WI 53562Directions
- Middleton Hills6750 Century Ave, Middleton, WI 53562Directions
- Pier 37200 E Broadway, Monona, WI 53716Directions
- Sun Prairie250 S Grand Ave, Sun Prairie, WI 53590Directions
- Verona651 Hometown Cir, Verona, WI 53593Directions
Milwaukee area · 13
- Elm Grove15300 W BlueMound Rd, Elm Grove, WI 53122Directions
- Franklin6611 S 27th St, Franklin, WI 53132Directions
- Bayshore6016 N Port Washington Rd, Glendale, WI 53217Directions
- Southridge5100 S 76th St, Greendale, WI 53129Directions
- Bay View115 W Oklahoma Ave, Milwaukee, WI 53207Directions
- MilwaukeeUWM Union, First Floor West, 2200 E Kenwood Blvd, Milwaukee, WI 53211Directions
- New Berlin4850 S Moorland Rd, New Berlin, WI 53151Directions
- Oak Creek7902 S Main St, Oak Creek, WI 53154Directions
- Oconomowoc1314 Penny Lane, Oconomowoc, WI 53066Directions
- Waukesha21215 E Moreland Blvd, Waukesha, WI 53186Directions
- Mayfair2365 N Mayfair Rd, Wauwatosa, WI 53226Directions
- Wauwatosa6510 W State St, Wauwatosa, WI 53213Directions
- West Allis2525 S 108th St, West Allis, WI 53227Directions
Green Bay area · 1
- Green Bay201 University Union, 2420 Nicolet Dr, Green Bay, WI 54311Directions
La Crosse area · 1
- LaCrosseStudent Union - The U Rm 1057, 1725 State St, La Crosse, WI 54601Directions
Oshkosh area · 1
- Oshkosh748 Algoma Blvd, Oshkosh, WI 54901Directions
Stevens Point area · 1
- Stevens Point Campus809 Division St, Stevens Point, WI 54481Directions
Whitewater area · 1
- Whitewater72 University Center, 800 W Main St, Whitewater, WI 53190Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.21% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.14% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalNet worth ratio9.21%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of UW Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.