Bank · FDIC insured
Associated Bank CD Rates
Associated Bank’s best CD rate is 4.40% APY on a 13-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Associated Bank’s CD rates compare
Compared with banks and credit unions near Milwaukee, WI, where Associated Bank has the most branches. $10,000, best rate first.
This bank’s best
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Standard Term CD
Top rate
Kohler Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $373
2nd-highest rate
Bank Five Nine
4.65%APY
- Term
- 23 months
- Minimum
- $2,500
- Earns on $10,000
- $910
Associated Bank CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo4.25%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo0.10%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Associated Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Standard Term CD
Up to 4.40%APY · 14 terms
Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY · $40,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 1 month30 day mini jumbo term. Compounded and credited at maturity | — | — | 0.03% | —0.03% from $40k | — |
| 3 months3 month term. Compounded and credited at maturity | 0.02% | — | — | 0.02% | $0 |
| 6 months6 month term | 1.00% | — | — | 1.00% | $50 |
| 7 months7 month CD special | — | 4.25% | — | 4.25% | $246 |
| 9 months9 month term | 0.02% | — | — | 0.02% | $1 |
| 12 months12 month term | 1.00% | — | — | 1.00% | $100 |
| 13 monthsSpecial promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026 | — | 4.40% | — | 4.40% | $478 |
| 18 months18 month term | 0.03% | — | — | 0.03% | $5 |
| 24 months24 month term | 0.03% | — | — | 0.03% | $6 |
| 26 months26 month special term | — | 1.00% | — | 1.00% | $218 |
| 30 months30 month term | 0.04% | — | — | 0.04% | $10 |
| 36 months36 month term | 0.04% | — | — | 0.04% | $12 |
| 48 months48 month term | 0.05% | — | — | 0.05% | $20 |
| 60 months60 month term | 0.10% | — | — | 0.10% | $50 |
Sources (2)
All captured Oct 16, 2026
Fixed-Rate Add-on CD
1.00%APY · 1 term
Unlimited additional deposits allowed anytime.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 month term with add-on feature. Unlimited additional deposits allowed | 1.00% | $100 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
HSA Certificate of Deposit
4.15%APY · 1 term
Must have an Associated Bank HSA to open. Initial deposit only; no additional contributions permitted during the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 15 months15 month HSA CD. Interest credited quarterly and added to CD balance | 4.15% | $521 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.