Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in California
- 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Kings Federal Credit UnionRegular Share SavingsSavings · $1 min · 0.00%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Rate may change after account is opened. Minimum balance to earn dividend.
Offer: Minimum balance to earn dividend.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $1 and up 0.00% $100 and up 0.30% $500 and up 0.30% $1,000 and upYour amount 0.30% Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 17 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 17 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Minimum opening deposit and balance $2500 to earn.
0.30% interest rate
Rate checked
More details - Wescom FinancialMoney MarketMoney Market · $2,500 min · 0.20%–0.70% by balance
Credit union · 30 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required; $1 deposit to Regular Savings required.
Offer: Platinum Signature Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500.
0.20% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.40% $50,000 – $99,999 0.50% $100,000 – $249,999 0.60% $250,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum balance to open and maintain account is $5.00, which establishes Logix membership share. Dividends are earned daily and credited and compounded monthly. A $5.00 monthly Low Balance Fee applies if combined household balances (savings, checking, money market, certificates, and loans) are less than $1,000 on the last day of the month; waived for members age 24 and under, members with a Logix brokerage relationship, or members qualifying for Silver, Gold, or Platinum Relationship Rewards.
Offer: Dividends earned daily and credited/compounded monthly. Monthly low balance fee of $5 waived if combined balance is at least $1,000, member is age 24 or under, has a brokerage relationship, or qualifies for Relationship Rewards.
0.25% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Frontwave Credit UnionPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.25%–3.00% by balance
Credit union · 13 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must be a member or qualify for membership. Funds may be withdrawn at any time without penalty, except loss of dividends if closed before dividends are paid.
Offer: No minimum balance required to earn dividends.
0.25% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $99,999Your amount 0.25% $100,000 – $249,999 2.00% $250,000 – $499,999 2.50% $500,000 – $999,999 2.85% $1,000,000 and up 3.00% Rate checked
More details - Noble Credit UnionJumbo Money MarketJumbo Money Market · $2,500 min · 0.25%–3.75% by balance
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends compounded and credited monthly; minimum withdrawal is not stated. Requires new funds to open. Variable-rate account.
0.25% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Jumbo Money Market Balance APY Up to $249,999Your amount 0.25% $250,000 – $499,999 2.15% $500,000 – $999,999 3.65% $1,000,000 – $5,000,000 3.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Members are allotted six withdrawals per month.
Offer: Monthly fee of $25 is waived if a minimum daily balance of $10,000 is maintained.
0.25% interest rate · $25 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Offer: & 3 electives
Qualified rate · 0.25% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Funds are distributed to checking or savings account four times per year; additional withdrawals allowed with a $20 fee per withdrawal.
Rate checked
More details - Merced School Employees Federal Credit UnionSpecial Savings 0020Savings · $5 min
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Variable rate. Minimum balance to earn dividends is $5.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches