Credit union · NCUA insured
Northrop Grumman Federal Credit Union
A $1.7B credit union, the 301st largest of 4,329, headquartered in Gardena, CA, with 83,423 members and 28 branches in 10 states. Best rates: CDs 4.12% and savings 1.15% APY.
Northrop Grumman Federal Credit Union Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#55 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northrop Grumman Federal Credit Union
Chartered on August 29, 1946, Northrop Grumman Federal Credit Union was organized by Northrop Aircraft Company employees to provide a safe place to save and offer loans at fair rates.
The member-owned credit union is headquartered at the Electronics Systems Division in Hawthorne, California.
It operates branch locations across seven states at or near sponsor company sites and participates in shared outlets nationwide.
- Headquarters
- 879 W 190th St, Gardena, CA 90248-4220
- NCUA charter
- 24292
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of Metro, Los Angeles County.
- Membership is available to employees of METROLINK (Southern California Regional Rail Authority).
- Membership is available to employees of NGFCU, Northrop Grumman Corporation, and its subsidiaries.
- Membership is available to retirees or annuitants from NGFCU, Northrop Grumman Corporation and its subsidiaries, Metro (Los Angeles County), or METROLINK (Southern California Regional Rail Authority).
- Membership is available to members of the Southern California Historical Aviation Foundation (SCHAF).
Family and household
- Membership is available to immediate family members of an NGFCU member, including the spouse of a family member who passed away within credit union membership eligibility.
Branches
28 branches in 10 states
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California
10 branches
Los Angeles area · 8
- Gardena - Main OfficeMain office879 W 190th St, Gardena, CA 90248Directions
- Azusa1100 W Hollyvale St, Azusa, CA 91702Directions
- El Segundo - 902 Bldg Lobby 21 Hornet Way, El Segundo, CA 90245Directions
- Los Angeles - Metro1 Gateway Plz, Los Angeles, CA 90012Directions
- Manhattan Beach - Space Park R6One Space Park Dr, Bldg R6, Manhattan Beach, CA 90266Directions
- Palmdale41943 Sierra Hwy, Palmdale, CA 93550Directions
- Palmdale Site 43520 Columbia Way, Palmdale, CA 93550Directions
- Redondo Beach - Space Park1 Space Park Blvd Bldg S, Suite 1950, Redondo Beach, CA 90278Directions
San Diego area · 2
- Kearny Mesa9326 Spectrum Center Blvd, San Diego, CA 92123Directions
- Rancho Bernardo17089 Via Del Campo Court, Bldg 3, San Diego, CA 92127Directions
Virginia
4 branches
- Dulles45101 Warp Dr, Dulles, VA 20166Directions
- Fairlakes12900 Federal Systems Park Dr, Fairfax, VA 22033Directions
- Falls Church2980 Fairview Park Dr, Falls Church, VA 22042Directions
- McLean7575 Colshire Dr, McLean, VA 22102Directions
Florida
3 branches
Palm Bay area · 2
- Melbourne - Bldg 2222000 W Nasa Blvd, Melbourne, FL 32904Directions
- Melbourne - Gateway Branch1421 Gateway Dr, Melbourne, FL 32901Directions
Jacksonville area · 1
- St Augustine5000 US Highway 1 N, N Bldg 60, St. Augustine, FL 32095Directions
Maryland
3 branches
- Central7323 Aviation Blvd, Linthicum, MD 21090Directions
- Mission Systems999 Corporate Blvd, Ste 120, Linthicum Heights, MD 21090Directions
- West Quest Building1580B W Nursery Rd, Linthicum Heights, MD 21090Directions
Utah
3 branches
Ogden area · 2
- ClearfieldClearfield Freeport Center, Bldg A-15, Clearfield, UT 84016Directions
- Roy5770 S. Missile Way, BLDG 5, Roy, UT 84067Directions
Brigham City area · 1
- Promontory9160 N Highway 83, Corinne, UT 84307Directions
Alabama
1 branch
- Huntsville8200 Rideout Rd SW, Huntsville, AL 35808Directions
Arizona
1 branch
- Chandler1575 S. Price Road, Chandler, AZ 85286Directions
Colorado
1 branch
- Aurora17455 E Exposition Dr, Aurora, CO 80017Directions
Illinois
1 branch
- Rolling Meadows600 Hicks Rd, Rolling Meadows, IL 60008Directions
Louisiana
1 branch
- Lake Charles4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.08% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.62% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.21% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $56 | $88 | — |
- CapitalNet worth ratio9.08%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.62%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.21%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$56Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northrop Grumman Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.