Credit union · NCUA insured
Tucoemas Federal Credit Union
A $336.9M credit union headquartered in Visalia, CA, with 26,931 members and 5 branches in California. Best rates: CDs 3.59% and savings 0.30% APY.
Tucoemas Federal Credit Union Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#7 of 12 in Visalia, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tucoemas Federal Credit Union
Founded in 1948 by nine original members, Tucoemas Federal Credit Union operates five branches across Visalia, Tulare, and Porterville in Tulare County, California.
The member-owned credit union focuses on providing financial products and services to individuals and businesses across Tulare County.
- Headquarters
- 5222 W Cypress Ave, Visalia, CA 93277
- NCUA charter
- 5718
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Tulare County, California, and businesses and other legal entities within Tulare County.
Employers and groups
- Membership is open to credit union employees, as well as their immediate family members, household members, and organizations.
Family and household
- Membership is open to surviving spouses of individuals who passed away while in the credit union's field of membership.
Cost to join
- A minimum initial deposit of $5 into a savings account is required for membership.
Branches
5 branches in California
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California
5 branches
- Porterville1389 W Henderson Ave, Porterville, CA 93257Directions
- Tulare2083 E Bardsley Ave, Tulare, CA 93274Directions
- Akers Branch614 S Akers, Visalia, CA 93277Directions
- Center400 W Center Ave, Visalia, CA 93291Directions
- Savemart1591 E Noble Ave, Visalia, CA 93292Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.34% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.25% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.94% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $50 | $76 | — |
- CapitalNet worth ratio10.34%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.25%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.94%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$50Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tucoemas Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.