Credit union · NCUA insured
Frontwave Credit Union Savings Rates
Frontwave Credit Union’s best savings rate is 0.25% APY on $10,000, with its Premier Money Market Account. Rates checked October 16, 2026.
How Frontwave Credit Union’s savings rates compare
Compared with banks and credit unions near San Diego, CA, where Frontwave Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Frontwave Credit Union
0.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $25
Premier Money Market Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Frontwave Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Frontwave Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.25%APY
Must be a member or qualify for membership. Funds may be withdrawn at any time without penalty, except loss of dividends if closed before dividends are paid.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999No minimum balance required to earn dividends. | 0.25% | $25 | No minimum balance required to earn dividends. |
| $100,000 – $249,999No minimum balance required to earn dividends. | 2.00% | — | No minimum balance required to earn dividends. |
| $250,000 – $499,999No minimum balance required to earn dividends. | 2.50% | — | No minimum balance required to earn dividends. |
| $500,000 – $999,999No minimum balance required to earn dividends. | 2.85% | — | No minimum balance required to earn dividends. |
| $1,000,000 and upNo minimum balance required to earn dividends. | 3.00% | — | No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 16, 2026
Money Market Account
0.20%APY
Must be a member or qualify for membership. Funds may be withdrawn at any time without penalty, except loss of dividends if closed before dividends are paid. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999No minimum balance required to earn dividends. | 0.10% | — | No minimum balance required to earn dividends. |
| $10,000 – $24,999No minimum balance required to earn dividends. | 0.20% | $20 | No minimum balance required to earn dividends. |
| $25,000 – $49,999No minimum balance required to earn dividends. | 0.50% | — | No minimum balance required to earn dividends. |
| $50,000 – $99,999No minimum balance required to earn dividends. | 0.75% | — | No minimum balance required to earn dividends. |
| $100,000 and upNo minimum balance required to earn dividends. | 1.25% | — | No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 16, 2026
Share Savings
0.05%APY
A $2 monthly paper statement fee applies unless enrolled in eStatements. Dividends are calculated by the daily balance method, compounded and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends.Any balance | 0.05% | $5 | No minimum balance required to earn dividends. |
Special-purpose accounts
Premier Money Market IRA
0.25%APY
Subject to IRS rules, including contribution limits and potential tax penalties. Funds may be withdrawn at any time without penalty, except loss of dividends if closed before dividends are paid.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999No minimum balance required to earn dividends. | 0.25% | $25 | No minimum balance required to earn dividends. |
| $100,000 – $249,999No minimum balance required to earn dividends. | 2.00% | — | No minimum balance required to earn dividends. |
| $250,000 – $499,999No minimum balance required to earn dividends. | 2.50% | — | No minimum balance required to earn dividends. |
| $500,000 – $999,999No minimum balance required to earn dividends. | 2.85% | — | No minimum balance required to earn dividends. |
| $1,000,000 and upNo minimum balance required to earn dividends. | 3.00% | — | No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 16, 2026
Freedom Fund Kids Savings
2.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends.Any balance | 2.50% | $250 | No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 6, 2026
Money Market IRA
0.20%APY
Subject to IRS rules, including contribution limits and potential tax penalties. Funds may be withdrawn at any time without penalty, except loss of dividends if closed before dividends are paid.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999No minimum balance required to earn dividends. | 0.10% | — | No minimum balance required to earn dividends. |
| $10,000 – $24,999No minimum balance required to earn dividends. | 0.20% | $20 | No minimum balance required to earn dividends. |
| $25,000 – $49,999No minimum balance required to earn dividends. | 0.50% | — | No minimum balance required to earn dividends. |
| $50,000 – $99,999No minimum balance required to earn dividends. | 0.75% | — | No minimum balance required to earn dividends. |
| $100,000 and upNo minimum balance required to earn dividends. | 1.25% | — | No minimum balance required to earn dividends. |
Sources (2)
All captured Oct 16, 2026
IRA & Roth IRA Savings Accounts
0.05%APY
Available as Traditional IRA or Roth IRA options. Additional contributions may be made at any time. Subject to IRS rules, including contribution limits and potential tax penalties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThere is no minimum balance to earn dividends. Additional contributions may be made at any time.Any balance | 0.05% | $5 | There is no minimum balance to earn dividends. Additional contributions may be made at any time. |
| Any balanceAdditional contributions may be made at any time.Any balance | 0.05% | $5 | Additional contributions may be made at any time. |
Student Savings
0.05%APY
Designed for ages 0-12. Parent/guardian required to be a joint owner on the account. Transitions to Teen Savings at age 13.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends. Free of monthly fees.Any balance | 0.05% | $5 | No minimum balance required to earn dividends. Free of monthly fees. |
Teen Savings
0.05%APY
Designed for ages 13-17. Parent/guardian required to be a joint owner on the account. Converts to Share Savings at age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends. Free of monthly fees.Any balance | 0.05% | $5 | No minimum balance required to earn dividends. Free of monthly fees. |
Who can join Frontwave Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.