Credit union · NCUA insured
Kings Federal Credit Union
A $162.9M credit union headquartered in Hanford, CA, with 9,664 members and 2 branches in California. Best rates: CDs 3.87% and savings 0.90% APY.
Kings Federal Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#5 of 12 in Hanford, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kings Federal Credit Union
Founded in 1955 as Kings County Employees Federal Credit Union by eight association members, the credit union later changed its name to Kings Federal Credit Union as other employers were added.
Based in Hanford, California, the member-owned financial cooperative serves members across Kings County.
- Headquarters
- 1415 W Lacey Blvd, Hanford, CA 93230
- NCUA charter
- 10395
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all residents of Kings County.
- Membership is open to individuals who live within 100 miles of Kings County and work, worship, attend school, or regularly conduct business in Kings County.
Family and household
- Membership is open to individuals who live within 100 miles of Kings County and have an immediate family member or household member who is eligible for membership at Kings Federal Credit Union.
Other ways
- Membership is open to individuals who live within 100 miles of Kings County and donate $50 to join the Children’s Storybook Garden and Museum’s “Friends of the Garden”.
Cost to join
- A $50 donation to join the Children’s Storybook Garden and Museum’s “Friends of the Garden” is required for eligibility under that path.
Branches
2 branches in California
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California
2 branches
- Kings Federal Credit UnionMain office1415 W Lacey Blvd, Hanford, CA 93230Directions
- Kings Federal Credit Union1415 W Lacey Blvd # 93230-5906, Hanford, CA 93230Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.97% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.64% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.99% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio15.97%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.64%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.99%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kings Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.