Credit union · NCUA insured
Northrop Grumman Federal Credit Union Savings Rates
Northrop Grumman Federal Credit Union’s best savings rate is 1.15% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Northrop Grumman Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Northrop Grumman Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northrop Grumman Federal Credit Union
1.15%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $115
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Northrop Grumman Federal Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0001.15%
- $100,000 balance$100,0001.15%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northrop Grumman Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.15%APY
If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upIf the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.$2,500 and up | 1.15% | $115 | If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate. |
Regular Savings
0.30%APY
A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.30% | $30 |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Money Market
1.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 1.15% | $115 |
Sources (1)
- ngfcu.us/rates/savings/ira-savings · captured Oct 6, 2026
Holiday Club
0.30%APY
Requires minimum transfers of $20/month or $5/week from savings, checking, or money market savings account. Accumulated funds except $5 are transferred to savings in early November each year. Early withdrawal fee of $5.00 applies except during end-of-year holiday season.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.30% | $30 |
Sources (3)
- ngfcu.us/save/holiday-club
- ngfcu.us/rates/savings/share-savings
- ngfcu.us/member-support/schedule-of-fees
All captured Oct 6, 2026
IRA Accumulation
0.30%APY
Retirement savings account. Traditional, Roth, and Rollover wrappers available. If minimum balance requirements are not met, fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.30% | $30 |
YOUth Education Savings
0.30%APY
Coverdell Education Savings account. After-tax contributions through beneficiary's 18th birthday up to $2,000 annually. Tax-free withdrawals for qualified educational expenses. Funds available until 30 days after beneficiary's 30th birthday.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.30% | $30 |
Sources (2)
All captured Oct 6, 2026
YOUth Launch Savings
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.30% | $30 |
Sources (1)
- ngfcu.us/rates/savings/share-savings · captured Oct 6, 2026
Who can join Northrop Grumman Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of Metro, Los Angeles County.
- Membership is available to employees of METROLINK (Southern California Regional Rail Authority).
- Membership is available to employees of NGFCU, Northrop Grumman Corporation, and its subsidiaries.
- Membership is available to retirees or annuitants from NGFCU, Northrop Grumman Corporation and its subsidiaries, Metro (Los Angeles County), or METROLINK (Southern California Regional Rail Authority).
- Membership is available to members of the Southern California Historical Aviation Foundation (SCHAF).
Family and household
- Membership is available to immediate family members of an NGFCU member, including the spouse of a family member who passed away within credit union membership eligibility.
Membership information collected October 5, 2026.