Credit union · NCUA insured
Honda Federal Credit Union
A $1.2B credit union, the 407th largest of 4,329, headquartered in Torrance, CA, with 60,566 members and 10 branches in 5 states. Best rates: CDs 4.60% and savings 0.70% APY.
Honda Federal Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#46 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Honda Federal Credit Union
Founded in 1966 in Gardena, California, as American Honda Employees Federal Credit Union to serve local Honda facility associates and their families, the institution was renamed Honda Federal Credit Union in 1985.
Honda Federal Credit Union is a member-owned financial cooperative operating eleven branch offices nationwide.
- Headquarters
- 19701 Hamilton Ave ste 130, Torrance, CA 90502-1368
- NCUA charter
- 17623
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associates, or retirees of Honda, affiliated companies, and participating Dealernet Dealers are eligible for membership.
Family and household
- Spouses, children, parents, siblings, and grandparents of current Honda FCU members in good standing are eligible for membership.
Cost to join
- Membership requires an opening deposit of $5.
Branches
10 branches in 5 states
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Ohio
5 branches
Bellefontaine area · 2
- East Liberty Office11000 State Route 347, East Liberty, OH 43319Directions
- Russells Point Office6964 State Route 235 N, Russells Point, OH 43348Directions
Columbus area · 2
- Marysville Branch19775 State Route 739, Marysville, OH 43040Directions
- Marysville Community Office17655 Echo Dr, Marysville, OH 43040Directions
Sidney area · 1
- Anna Office12500 Meranda Rd, Anna, OH 45302Directions
California
2 branches
- Hamilton OfficeMain office19701 Hamilton Ave ste 130, Torrance, CA 90502Directions
- Torrance Branch1919 Torrance Blvd, Torrance, CA 90501Directions
Alabama
1 branch
- Lincoln Office1800 Honda Dr, Lincoln, AL 35096Directions
Indiana
1 branch
- Greensburg Office2740 N Michigan Ave, Greensburg, IN 47240Directions
South Carolina
1 branch
- Timmonsville Office1111 Honda Way, Timmonsville, SC 29161Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.29% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.34% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.43% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $90 | $88 | — |
- CapitalNet worth ratio9.29%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.34%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$90Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Honda Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.